122 S Walker St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 122 S Walker St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,323 sqft · built 1920
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Oct 2026)
Tax Bill$7,687 (2026)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNG09230

Property Details

APN / Parcel Number

Primary APNG09230
Alternative APNs
  • LOWE M:105 B:5165 L:122
  • M:000105 T:G09230

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area3,323 sqft Living Area
Gross Area6,099 sqft
1st Floor Area1,717 sqft
Basement Area1,767 sqft
Unfinished Basement1,767 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberG09230
Street Address122 S WALKER ST
CityLOWELL
StateMA
Zip01851-4308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block5165
Legal Lot Number122
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3008
Census Tract311700

Owner

122 S Walker St is owned and occupied by two individuals who bought it in October 2026.

Source: Middlesex County and Lowell City records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address122 S WALKER ST, LOWELL, MA 01851-4308
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2026 · Amount on File
Deed SaleOct 1, 2026 · Amount on File
Deed Document Number202632770
Deed Book / Page40390 / 103
Record UpdatedOct 29, 2026

October 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLOWELL MA
Recording DateOct 1, 2026
Property Address122 S WALKER ST, LOWELL, MA 01851-4308
Document Number0000032770
Book / Page40390 / 103
Instrument DateJun 11, 2026
Instrument202632770
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address122 S WALKER ST, LOWELL, MA 01851-4308

Mortgage

DateOct 1, 2026
Lender
NamePRIME EQUITY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 122 S Walker St was $7,687, up 6.5% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,687.00 (+6.51%)$677,300 (+7.73%) Land $157,300 Building $520,000$649,576 (-9.96%)
2025$7,217.00 (+3.37%)$628,700 (+7.25%) Land $147,100 Building $481,600$721,430 (+6.39%)
2024$6,982.00 (+5.53%)$586,200 (+10.04%) Land $132,300 Building $453,900$678,110
2023$6,616.00$532,700 Land $115,100 Building $417,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 S Walker St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 122 S Walker St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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