Otero County property record for 122 S Main, Cheraw, CO 81030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,295 sqft · built 1960 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| APN | 4383-254-02018 |
| Primary APN | 4383-254-02018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,295 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Porch | Porch |
| Porch Area | 560 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 102441 |
|---|---|
| Street Address | 122 S MAIN |
| City | CHERAW |
| State | CO |
| Zip | 81030-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 21 & 22 BLK 2 CHERAW HOLB .2A; B910 P553; MS# 2535 BY MIS; RCPTN-548635 BL- LT- SEC- 25 TWN- 22 RNG- 55 |
| Legal Range | 55 |
| Legal Township | 22 |
| Legal Section | 25 |
| Legal Subdivision | BEYMERS (B1-2) & CHERAW |
| Legal Block | 2 |
| Legal Lot Number | 21,22 22 |
| Jurisdiction | OTERO CO |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1177 |
| Census Tract | 968500 |
122 S Main is owned by an individual who acquired it in December 2015.
Source: Otero County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 63, CHERAW, CO 81030-0063 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 7, 2015 |
| Transfer Doc | 0000643372 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTERO CO |
| Property Address | 122 S MAIN, CHERAW, CO 81030-5012 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000666200 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 666200 |
| Name | THE COLORADO BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | LA JUNTA, CO 81050 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 16, 2032 |
The 2025 property tax bill for 122 S Main was $463.
Source: Otero County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Otero County |
| Municipality | Cheraw Town |
| Unified School District | Cheraw School District 31 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 | $5,784 | $92,545 |
| 2023 | $196.00 (-21.91%) | $2,566 (-21.36%) Land $103 Building $2,463 | $93,302 Land $1,540 Building $91,762 |
| 2022 | $251.00 | $3,263 Land $107 Building $3,156 | |
| 2021 | $46,956 Land $1,540 Building $45,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 122 S Main; there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | May 1999 · Flooding 4/30/99 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 S Main is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHERAW serves 254 people · EPA ID CO0145090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Radium not recorded as resolved · Apr 2026 Gross alpha radiation resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | No certified operator Jun 2022 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
| SECOM Fixed Wireless · Fiber in parts of the area | 100 / 25 |
| CenturyLink DSL | 40 / 3 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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