122 S E St, Monmouth, IL 61462 Property Records

Warren County property record for 122 S E St, Monmouth, IL 61462

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1890
Lot Size	0.231 acres (10,065 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (Nov 2021)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-245-077-00`

Property Details

APN / Parcel Number

Primary APN	`09-245-077-00`

Interior

Building Area	1,584 sqft Living Area
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	10,065 sqft (0.231 acres)
Lot Dimensions	122 ft deep x 82.5 ft wide
Garage Area	836 sqft

Location & Zoning

Street Address	122 S E ST
City	MONMOUTH
State	IL
Zip	61462-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 12 COBURN'S ADDN LOT SIZE: 82.5' X 122'
Legal Subdivision	COBURNS ADDN
Legal Block	12
Legal Lot Number	6
Jurisdiction	WARREN IL
Township / Civil Division	MONMOUTH
Census Block Group	4
Census Block	4000
Census Tract	870500

Owner

Source: Warren County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 S E ST, MONMOUTH, IL 61462-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDWEST BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK
Nov 1, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Document Number	20212329
Prior Transfer Date	Mar 21, 2011
Prior Transfer Doc	02011R0610
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	122 S E ST, MONMOUTH, IL 61462-1624
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017R0001
Date	Jan 3, 2017
Instrument	2017R-0001

Lender

Name	MIDWEST BANK
Type	Bank
Address	MONMOUTH, IL 61462

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2027

Interest

Rate	5.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN IL
Property Address	122 S E ST, MONMOUTH, IL 61462-1624
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021R0181
Date	Jan 27, 2021
Instrument	2021R-0181

Lender

Name	SECURITY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN IL
Recording Date	Nov 1, 2021
Property Address	122 S E ST, MONMOUTH, IL 61462-1624
Document Number	02021R2329
Instrument Date	Oct 29, 2021
Instrument	2021R-2329
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S E ST, MONMOUTH, IL 61462-1624

Mortgage

Document Number	02021R2330
Date	Nov 1, 2021
Instrument	2021R-2330

Lender

Name	SECURITY SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Warren County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Warren County
County Subdivision	Monmouth Township
Municipality	Monmouth City
Unified School District	Monmouth-Roseville Community Unit School District 238 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (+19.2%) Homeowner's exemption	$40,140 (+8.52%) Land $2,320 Building $37,820	$120,420 (+8.52%) Land $6,960 Building $113,460
2024		$36,990 (+11.68%) Land $2,140 Building $34,850	$110,970 (+11.68%) Land $6,420 Building $104,550
2022	$2,781.00 Homeowner's exemption	$33,120 Land $1,920 Building $31,200	$99,360 Land $5,760 Building $93,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONMOUTH serves 8,902 people · EPA ID IL1870150
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: MTC Communications, Nextlink, Verizon.

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