Panola County property record for 122 Ruby Rd, Courtland, MS 38620
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,548 sqft · built 1989 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,897 (2025) |
| Deeds & Mortgages | May 2017 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-188-28-31.07 |
| Primary APN | 1-188-28-31.07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 3,548 sqft Adjusted Area |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Street Address | 122 RUBY RD |
|---|---|
| City | COURTLAND |
| State | MS |
| Zip | 38620-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW 1/4 SW 1/4 OLD PPIN 1-188-28-31.07 |
| Jurisdiction | PANOLA MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950502 |
122 Ruby Rd is owned by two individuals who acquired it in June 2003.
Source: Panola County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 213, COURTLAND, MS 38620-0213 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2003 |
| Deed Sale | Jun 11, 2003 |
| Deed Document Number | 0000H10255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA MS |
| Property Address | 122 RUBY RD, COURTLAND, MS 38620-9314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/5583 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 2017/5583 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 122 Ruby Rd was $1,897.
Source: Panola County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Panola County |
| Unified School District | South Panola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,897.00 | $17,428 Land $1,120 Building $16,308 | $174,282 Land $11,200 Building $163,082 |
| 2023 | $1,371.00 | $12,613 Land $920 Building $11,693 | $126,132 Land $9,200 Building $116,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Ruby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Ruby Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 71% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPE-COURTLAND W/A-NORTH public/private · serves 1,713 people · EPA ID MS0540069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | POPE-COURTLAND WATER ASSN |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: C Spire Wireless, T-Mobile.
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