122 Riverside Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 122 Riverside Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,092 sqft · built 1930
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Tax Bill	$3,620 (2023)
Deeds & Mortgages	Apr 2017 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0787445`

Property Details

APN / Parcel Number

Primary APN	`R0787445`
Alternative APNs	`07-3966-05-3-06-16-0000` `0000944335`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,092 sqft
Basement Area	972 sqft
Finished Basement	972 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Prefabricated

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000944335
Street Address	122 RIVERSIDE DR
City	KALISPELL
State	MT
Zip	59901-2716
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PARKDALE, S05, T28 N, R21 W, LOT 010, ACRES 1.37, ASSR# 0000944335
Legal Range	21W
Legal Township	28N
Legal Section	05
Legal Quarter	SW
Legal Subdivision	PARKDALE
Legal Lot Number	10
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2021
Census Tract	801

Owner

Source: Flathead County records · APN R0787445

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	122 RIVERSIDE DR, KALISPELL, MT 59901-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Sep 06, 2019	Deed of Trust, Mortgage · ARM WHITEFISH CU
Sep 06, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2013
Deed Sale	Dec 17, 2013
Prior Sale	Dec 20, 2012
Deed Document Number	201300031547
Record Updated	Jun 07, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	122 RIVERSIDE DR, KALISPELL, MT 59901-2716
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, ATEC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700007065
Date	Apr 07, 2017
Instrument	201700007065

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	122 RIVERSIDE DR, KALISPELL, MT 59901-2716
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900021591
Date	Sep 06, 2019
Instrument	201900021591

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 20, 2026
Change Frequency	Annually
Min Rate At Change	4.15%
Max Rate At Change	6.15%
Max Rate	9.15%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	122 RIVERSIDE DR, KALISPELL, MT 59901-2716
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE OF MONTANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900021592
Date	Sep 06, 2019
Instrument	201900021592

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2039

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,620.00	$406,800	$406,800 Land $133,296 Building $273,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
VFN Holdings Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 80 locations within half a mile of this property.

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