122 River Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 122 River Rd, Sturbridge, MA 01566

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,152 sqft · built 1986
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2013)
Tax Bill$5,869 (2026)
Deeds & MortgagesApr 2022 Refinance
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN545-03822-122

Property Details

APN / Parcel Number

Primary APN545-03822-122
Alternative APNs
  • STUR M:545 B:000 L:3822-122
  • M:545 B:000 L:3822=122

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,432 sqft
Basement Area960 sqft
Finished Basement960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,984 sqft (1.4 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number545-03822-122
Street Address122 RIVER RD
CitySTURBRIDGE
StateMA
Zip01566-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSUD
Legal Lot Number3822
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group1
Census Block1042
Census Tract758101

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 RIVER RD, STURBRIDGE, MA 01566-1413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Dec 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2013 · Amount on Record
Deed SaleDec 31, 2013 · Amount on Record
Prior SaleDec 31, 2013 · Amount on Record
Deed Book / Page51907 / 201
Transfer Doc051907-201
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address122 RIVER RD, STURBRIDGE, MA 01566-1413
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00067422-1
DateApr 12, 2022
Book Page67422/1
Instrument40225
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address122 RIVER RD, STURBRIDGE, MA 01566-1413
Document Number58294-206
Book / Page058294 / 000206
Instrument DateDec 30, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number58294-206
DateJan 8, 2018
Book Page058294/000206
Instrument2157
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 7, 2048

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,869.00 (+3.15%)$376,200 (+5.32%) Land $89,400 Building $286,800$432,160 (+3.25%)
2025$5,690.00 (+3.87%)$357,200 (+7.53%) Land $85,900 Building $271,300$418,570 (+8.34%)
2024$5,478.00 (+5.9%)$332,200 (+16.03%) Land $84,200 Building $248,000$386,365
2023$5,173.00$286,300 Land $73,300 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

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