122 Rancho Lorena Dr, Lorena, TX 76655 Property Records

McLennan County property record for 122 Rancho Lorena Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,678 sqft · built 2017
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Tax Bill	$7,395 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-072204-000266-0`

Property Details

APN / Parcel Number

Primary APN	`30-072204-000266-0`
Alternative APN	`373108`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,678 sqft Living Area
Gross Area	4,490 sqft
1st Floor Area	3,678 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Material	Metal
Lot Area	87,556 sqft
Lot Dimensions	216 ft deep x 386 ft wide
Garage Type	Attached
Garage Area	812 sqft
Driveway	Concrete Driveway
Driveway Area	3,000 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	710 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	122 RANCHO LORENA DR
City	LORENA
State	TX
Zip	76655-3556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO LORENA PHASE TWO LOT 66 BLOCK B ACRES 2.01
Legal Subdivision	RANCHO LORENA PHASE TWO
Legal Block	B
Legal Lot Number	66
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	5
Census Block	5012
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 RANCHO LORENA DR, LORENA, TX 76655-3556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE FINANCIAL SERVICES INC
Aug 30, 2017	Deed of Trust, Mortgage BANK OF AMERICA
Jan 10, 2017	Trustee's Deed, Construction Loan · Construction Mortgage AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2015
Deed Sale	May 28, 2015
Deed Document Number	201515963
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	122 RANCHO LORENA DR, LORENA, TX 76655-3556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS CONE STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032771
Date	Sep 16, 2020
Instrument	2020032771

Lender

Name	SECURE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	122 RANCHO LORENA DR, LORENA, TX 76655-3556
Document Number	0000029425
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 RANCHO LORENA DR LORENA TX 76655, LORENA, TX 76655

Mortgage

Document Number	0000029425
Date	Sep 7, 2017
Instrument	29425

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2032

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 10, 2017
Property Address	122 RANCHO LORENA DR, LORENA, TX 76655-3556
Instrument Date	Jan 6, 2017
Instrument	817
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6537 TIERRA DR WACO TX 767126974, WACO, TX 76712-6974

Mortgage

Document Number	0000000817
Date	Jan 10, 2017
Instrument	817

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,000 (+1%)	$763,456 (-1.22%) Land $102,339 Building $661,117
2025	$7,395.00 (+9.39%) Homeowner's exemption	$660,000 (+1%) Land $88,460 Building $684,400	$772,860 (+28.81%) Land $88,460 Building $684,400
2024	$6,760.00 (-3.19%)
2023		$600,000 Land $80,410 Building $519,590	$600,000 Land $80,410 Building $519,590
2022	$6,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY WSC serves 2,759 people · EPA ID TX1550044
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Rise Broadband Fiber · Fixed Wireless	1,000 / 200
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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