122 Ramsey Ave, Cleburne, TX 76031 Property Records

Johnson County property record for 122 Ramsey Ave, Cleburne, TX 76031

Property Summary

Property Type	Duplex
Details	2 ba · 1,660 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,922 (Sep 2026)
Tax Bill	$6,950 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126-0124-20990`

Property Details

APN / Parcel Number

Primary APN	`126-0124-20990`
Alternative APN	`R000003644`

Interior

Full Baths	2 Baths
Units	2 Units
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Duplex Single
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	119 ft deep x 73 ft wide
Porch	Slab
Porch Area	528 sqft

Location & Zoning

Account Number	R000003644
Street Address	122 RAMSEY AVE
City	CLEBURNE
State	TX
Zip	76031-1828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ABST 124 TR 99 PT C CHANEY 122-124 RAMSEY
Legal Subdivision	CHANEY 122-124 RAMSEY
Legal Tract	99
Legal Block	3
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	3
Census Block	3034
Census Tract	130800

Owner

Source: Johnson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3200 FM 3136, CLEBURNE, TX 76031-8875
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 3, 2020	Grant Deed, Mortgage CIVIC FIN'L SVCS
Nov 5, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO
Oct 2, 2019	Warranty Deed, Transfer CIVIC FIN'L SVCS
Aug 30, 2018	Deed of Trust, Mortgage GUNLOCK CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Sep 6, 2024 · Amount on Record
Deed Document Number	202629609
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	0000007456
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON TX
Recording Date	Sep 25, 2026
Property Address	122 RAMSEY AVE, CLEBURNE, TX 76031-1828
Document Number	0000029609
Instrument Date	Sep 24, 2026
Instrument	202629609
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 FM 3136, CLEBURNE, TX 76031-8875

Mortgage

Document Number	0000029610,
Date	Sep 25, 2026
Instrument	202629610

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	JOHNSON TX
Recording Date	Jan 3, 2020
Property Address	122 RAMSEY AVE, CLEBURNE, TX 76031-1828
Instrument Date	Dec 23, 2019
Instrument	177
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	122-124 RAMSEY AVE CLEBURNE TX 760311828, CLEBURNE, TX 76031-1828

Mortgage

Document Number	0000000177
Date	Jan 3, 2020
Instrument	177

Lender

Name	CIVIC FIN'L SVCS
Address	2015 MANHATTAN BEACH BLVD # 106, REDONDO BEACH, CA 90278-1230

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Nov 5, 2019
Property Address	122 RAMSEY AVE, CLEBURNE, TX 76031-1828
Document Number	0000030194
Instrument Date	Nov 1, 2019
Instrument	30194
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5396 W 2400 S WEST VALLEY CITY UT 841201263, WEST VALLEY CITY, UT 84120-1263

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Oct 2, 2019
Property Address	122 RAMSEY AVE, CLEBURNE, TX 76031-1828
Document Number	0000026893
Instrument Date	Sep 30, 2019
Instrument	26893
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2441 S 1560 W WOODS CROSS UT 840872327, WOODS CROSS, UT 84087-2327

Mortgage

Document Number	26894
Date	Oct 2, 2019
Instrument	26894

Lender

Name	CIVIC FIN'L SVCS
Address	REDONDO BEACH, CA 90278

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON TX
Property Address	122 RAMSEY AVE, CLEBURNE, TX 76031-1828
Document Number	0000024912
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	45 E GENTILE ST LAYTON UT 840413739, LAYTON, UT 84041-3739
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024912
Date	Sep 6, 2018
Instrument	24912

Lender

Name	GUNLOCK CAPITAL LLC
Type	Bank
Address	WEST VALLEY CITY, UT 84120

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,950.00 (+268.9%)	$307,017 (+69.74%) Land $23,500 Building $283,517	$307,017 (+69.74%) Land $23,500 Building $283,517
2023		$180,879 Land $23,500 Building $157,379	$180,879 Land $23,500 Building $157,379
2021	$1,884.00 (+0.05%)
2018	$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cirra Networks.

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