Beaufort County property record for 122 Providence Pl, Chocowinity, NC 27817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,546 sqft · built 2000 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (May 2026) |
| Tax Bill | $2,709 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5684-30-7697 |
| Primary APN | 5684-30-7697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,546 sqft Living Area |
| Gross Area | 2,544 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 PROVIDENCE PL |
|---|---|
| City | CHOCOWINITY |
| State | NC |
| Zip | 27817-9177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 373 CYPRESS LANDING |
| Legal Subdivision | CYPRESS LANDING |
| Legal Lot Number | 373 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | CHOCOWINITY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 930900 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 122 PROVIDENCE PL, CHOCOWINITY, NC 27817-9177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Jun 9, 2020 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 122 PROVIDENCE PL, CHOCOWINITY, NC 27817-9177 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002140/420 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 2140/420 |
| Instrument | 2023002673 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | May 26, 2026 |
| Property Address | 122 PROVIDENCE PL, CHOCOWINITY, NC 27817-9177 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 PROVIDENCE PL, CHOCOWINITY, NC 27817-9177 |
| Date | May 26, 2026 |
|---|
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,709.00 (+0.15%) | $470,033 (-) Land $75,762 Building $394,271 | |
| 2025 | $2,705.00 (+22.07%) | $470,033 (+65.76%) Land $75,762 Building $394,271 | $470,033 (+65.76%) Land $75,762 Building $394,271 |
| 2023 | $2,216.00 | $283,566 Land $75,010 Building $208,556 | |
| 2018 | $283,566 Land $75,010 Building $208,556 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 35 (1996–2018) |
| Claims Outside the SFHA | 3 of 35 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO SOUTHSIDE serves 9,369 people · EPA ID NC0407040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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