122 Prospect St, Milton, DE 19968 Property Records

Sussex County property record for 122 Prospect St, Milton, DE 19968

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 2025
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,125 (Dec 2025)
Tax Bill	$925 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235-20.00-1337.00`

Property Details

APN / Parcel Number

Primary APN	`235-20.00-1337.00`

Interior

Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	112 ft deep x 42 ft wide

Location & Zoning

Street Address	122 PROSPECT ST
City	MILTON
State	DE
Zip	19968-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	HERITAGE CREEK LOT 89
Legal Subdivision	MILTON
Legal Lot Number	89
Jurisdiction	SUSSEX DE
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2018
Census Tract	50805

Owner

Source: Sussex County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 BOGART ST, HUNTINGTON STATION, NY 11746-3305
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Dec 22, 2025	Deed, Subdivision Related Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	202548177
Deed Book / Page	6429 / 143
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Oct 5, 2026
Property Address	122 PROSPECT ST, MILTON, DE 19968-2229
Document Number	0000038956
Book / Page	24377 / 67
Instrument Date	Sep 28, 2026
Instrument	202638956
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	122 PROSPECT ST, MILTON, DE 19968-2229

Mortgage

Document Number	0000038956,
Date	Oct 5, 2026
Book Page	24377/67
Instrument	202638956

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 22, 2025
Property Address	122 PROSPECT ST, MILTON, DE 19968-2229
Document Number	0064290143
Book / Page	6429 / 143
Instrument Date	Dec 19, 2025
Instrument	2025000048177
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 KATHLEEN DR, JACKSON, NJ 08527-2394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BOGART ST, HUNTINGTON STATION, NY 11746-3305

Mortgage

Document Number	2025000048178
Date	Dec 22, 2025
Instrument	2025000048178

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Milton Town
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$925.00 (+309.29%)	$2,500 (-) Land $2,500	$439,800 (+310.64%) Land $107,100 Building $332,700
2025	$226.00	$2,500 Land $2,500	$107,100 Land $107,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPARTMENT serves 3,200 people · EPA ID DE0000629
Water Source	Groundwater
Last State Inspection	May 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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