Suffolk County and Babylon Town property record for 122 Pratt St, West Babylon, NY 11704
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,106 sqft · built 1955 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Sep 2012) |
| Tax Bill | $11,814 (2024) |
| Deeds & Mortgages | May 2022 Refinance May 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472089 220.-3-67 |
| Primary APN | 472089 220.-3-67 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,106 sqft Building Perimeter |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Account Number | 20252917850 |
|---|---|
| Street Address | 122 PRATT ST |
| City | WEST BABYLON |
| State | NY |
| Zip | 11704-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | FILED MAP 2295 SEC.1 LOT 6 |
| Legal Subdivision | MAP GUILDFORD PARK SECTION 1 |
| Legal Block | 3 |
| Legal Lot Number | 67 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BABYLON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 124401 |
Source: Suffolk County and Babylon Town records · APN 472089 220.-3-67
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 24, 2022 | Deed, Transfer |
| Dec 07, 2021 | Deed of Trust, Mortgage · Loan Modification POLISH & SLAVIC FCU |
| Apr 02, 2020 | Deed of Trust, Mortgage · Balloon Mortgage POLISH & SLAVIC FCU |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2012 · Amount on Record |
| Deed Sale | Sep 28, 2012 · Amount on Record |
| Prior Sale | Aug 25, 1997 · Amount on Record |
| Deed Book / Page | D12706 / 705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234200303 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 23420/303 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 24, 2022 |
| Property Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Document Number | 0131570394 |
| Book / Page | 13157 / 394 |
| Instrument Date | Apr 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 270 PLEASANTVIEW CT, COPIAGUE, NY 11726-3902 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233520796 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 23352/796 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Type | Loan Modification |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231220174 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 23122/174 |
| Instrument | DL000432 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | May 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 122 PRATT ST, WEST BABYLON, NY 11704-7908 |
| Document Number | 0230670262 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 PRATT ST WEST BABYLON NY 117047908, WEST BABYLON, NY 11704-7908 |
| Document Number | 0230670262 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 023067/000262 |
| Name | CONTOUR MTG |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 06, 2034 |
Source: Suffolk County and Babylon Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Babylon Town |
| Unified School District | West Babylon Union Free School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,170 (-) Land $270 Building $2,900 | $537,288 (+11,256.75%) Land $45,763 Building $491,525 | |
| 2024 | $11,814.00 | $4,731 (-1.5%) Land $403 Building $4,328 | |
| 2023 | $3,170 Land $270 Building $2,900 | $4,803 Land $409 Building $4,394 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1980–2021) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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