122 Pine Needle St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 122 Pine Needle St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,224 sqft · built 1984
Lot Size	0.197 acres (8,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2020)
Tax Bill	$10,716 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00001-09-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00001-09-00004`
Alternative APNs	`2100001000900004` `30190400`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	1,236 sqft
Upper Floors Area	1,092 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,560 sqft (0.197 acres)
Lot Dimensions	107 ft deep x 80 ft wide
Garage Area	358 sqft
Parking Spaces	2 Parking Spaces
Pool Area	544 sqft
Porch	Open Porch
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	30190400
Street Address	122 PINE NEEDLE ST
City	HOWELL
State	NJ
Zip	07731-2687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAUREL MANOR SEC 06
Legal Block	1.9
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3009
Census Tract	811501

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Feb 20, 2020	Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	202019263
Deed Book / Page	9398 / 184
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687

Mortgage

Document Number	0097784045
Date	Feb 4, 2026
Book Page	9778/4045
Instrument	2026010665

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ALL AHEAD TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095524168
Date	Oct 20, 2021
Book Page	9552/4168
Instrument	2021155063

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 20, 2020
Property Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Document Number	0000019263
Book / Page	009398 / 000184
Instrument Date	Jan 31, 2020
Instrument	19263
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	INNOVATION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 PINE NEEDLE ST HOWELL NJ 077312687, HOWELL, NJ 07731-2687

Mortgage

Document Number	19264
Date	Feb 20, 2020
Book Page	009398/000194
Instrument	19264

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	122 PINE NEEDLE ST, HOWELL, NJ 07731-2687
Document Number	0000070281
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 PINE NEEDLE ST HOWELL NJ 077312687, HOWELL, NJ 07731-2687

Mortgage

Document Number	0000070281
Date	Jul 17, 2018
Book Page	009301/000716
Instrument	70281

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$667,900 (+6.83%) Land $369,900 Building $298,000	$667,900 (+6.83%) Land $369,900 Building $298,000
2025	$10,716.00 (+4.36%)	$625,200 (+21.87%) Land $329,900 Building $295,300	$625,200 (+21.87%) Land $329,900 Building $295,300
2024	$10,268.00 (+14.1%)
2023		$513,000 Land $229,900 Building $283,100	$513,000 Land $229,900 Building $283,100
2022	$8,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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