122 Pine Dr, Old Fort, TN 37362 Property Records

Polk County property record for 122 Pine Dr, Old Fort, TN 37362

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,768 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jan 2018)
Tax Bill	$755 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086J-B-019.00`

Property Details

APN / Parcel Number

Primary APN	`086J-B-019.00`
Alternative APNs	`01086JB086J01900` `070086J B 01900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	2,652 sqft
1st Floor Area	884 sqft
Upper Floors Area	884 sqft
Basement Area	884 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	228 ft deep x 200 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	204 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	122 PINE DR
City	OLD FORT
State	TN
Zip	37362-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH BEND ESTATES PB: 4 PG: 58 LOT: 8 200 X 227.7
Legal Subdivision	SOUTH BEND ESTATES
Legal Lot Number	8
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	950300

Owner

122 Pine Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Polk County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 PINE DR, OLD FORT, TN 37362-7811
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY
Jan 19, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	May 30, 2001 · Amount on File
Deed Document Number	2018139
Deed Book / Page	307 / 299
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	122 PINE DR, OLD FORT, TN 37362-7811
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 PINE DR, OLD FORT, TN 37362-7811
Investor	Possibly a Property Investor

Mortgage

Document Number	0TD575/302
Date	Apr 19, 2023
Book Page	TD575/302
Instrument	23000952

Lender

Name	TENNESSEE HOUSING DEVELOPMENT AGENCY
Type	Government Agency
Address	NASHVILLE, TN 37243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Jan 19, 2018
Property Address	122 PINE DR, OLD FORT, TN 37362-7811
Document Number	0WD307/299
Book / Page	WD307 / 299
Map Reference	MB 4 PG 58
Instrument Date	Jan 11, 2018
Instrument	18000139
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	289 LYLES RD SE, CLEVELAND, TN 37323-8165

Mortgage

Document Number	0018000140
Date	Jan 19, 2018
Instrument	18000140

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 122 Pine Dr was $755.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00	$44,700 (-) Land $3,750 Building $40,950	$178,800 Land $15,000 Building $163,800
2024	$755.00	$44,700 (-) Land $3,750 Building $40,950
2023	$755.00 (+19.65%)	$44,700 (+77.91%) Land $3,750 Building $40,950	$178,800 (+77.91%) Land $15,000 Building $163,800
2022	$631.00	$25,125 Land $2,875 Building $22,250	$100,500 Land $11,500 Building $89,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Pine Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people · EPA ID TN0000525
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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