122 Peace St, Chattanooga, TN 37415 Property Records

Hamilton County property record for 122 Peace St, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,488 sqft · built 2018
Lot Size0.279 acres (12,155 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Sep 2023)
Tax Bill$1,909 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN117N E 017.03

Property Details

APN / Parcel Number

Primary APN117N E 017.03
Alternative APN
  • 0000146464

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,488 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,155 sqft (0.279 acres)
Lot Dimensions145 ft deep x 129 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000146464
Street Address122 PEACE ST
CityCHATTANOOGA
StateTN
Zip37415-6219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 RUCKERS SUB PB 63 PG 90 REV 107-70 OUT OF 117N-E-17 FOR 2001
Legal SubdivisionRUCKERS SUB
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2014
Census Tract10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address122 PEACE ST, CHATTANOOGA, TN 37415-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Warranty Deed, Transfer · Conventional Mortgage
F & M BANK
Jul 14, 2020Deed of Trust, Mortgage · Conventional with PMI
CHURCHILL MTG
Jul 12, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2023 · Amount on File
Deed SaleSep 7, 2023 · Amount on File
Prior SaleJul 12, 2018 · Amount on File
Deed Document Number2023107
Deed Book / Page13393 / 466
Prior Transfer DateJan 30, 2003
Prior Transfer Doc0000000299
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 7, 2023
Property Address122 PEACE ST, CHATTANOOGA, TN 37415-6219
Document Number0000000107
Book / Page13393 / 466
Map ReferenceMB 107 PG 70
Instrument DateSep 6, 2023
Instrument2023090700107
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 PEACE ST, CHATTANOOGA, TN 37415-6219

Mortgage

Document Number0000000108
DateSep 7, 2023
Instrument2023090700108
Lender
NameF & M BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address122 PEACE ST, CHATTANOOGA, TN 37415-6219
Document Number0720000164
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 PEACE ST CHATTANOOGA TN 374156219, CHATTANOOGA, TN 37415-6219

Mortgage

Document Number0720000164
DateJul 20, 2020
Book Page012079/000782
Instrument200720000164
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 19, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 12, 2018
Property Address122 PEACE ST, CHATTANOOGA, TN 37415-6219
Document Number0712000088
Book / Page011398 / 000599
Instrument DateJul 9, 2018
Instrument180712000088
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 1, 2018
Title CompanyTITLE GUARANTY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$965.70
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address122 PEACE ST CHATTANOOGA TN 37415, CHATTANOOGA, TN 37415

Mortgage

Document Number712000089
DateJul 12, 2018
Book Page011398/000601
Instrument180712000089
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 11, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,909.00 (-3.05%)$125,975 (+43.07%)$503,900 (+43.07%) Land $70,000 Building $433,900
2024$1,969.00 (-43.9%)$88,050 (-)$352,200 (-) Land $40,000 Building $312,200
2023$3,510.00 (+17.86%)$88,050 (-)$352,200 (-) Land $40,000 Building $312,200
2022$2,978.00$88,050$352,200 Land $40,000 Building $312,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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