122 Paddock Dr, Nicholasville, KY 40356 Property Records

Jessamine County property record for 122 Paddock Dr, Nicholasville, KY 40356

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,176 sqft
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on File
Tax Bill$7,713 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-00-00-078.00

Property Details

APN / Parcel Number

Primary APN045-00-00-078.00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,176 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Foundation TypeBlock
Lot Area174,240 sqft
Garage TypeAttached
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address122 PADDOCK DR
CityNICHOLASVILLE
StateKY
Zip40356-9428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14 AB
Legal SubdivisionPADDOCK
Legal BlockB
Legal Lot Number14A
JurisdictionJESSAMINE KY
Township / Civil DivisionNICHOLASVILLE
Census Block Group2
Census Block2001
Census Tract60104

Owner

122 Paddock Dr is owned and occupied by two individuals who acquired it in December 2013.

Source: Jessamine County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing Address122 PADDOCK DR, NICHOLASVILLE, KY 40356-9428
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Nov 27, 2018Grant Deed, Transfer
KAREN L THOMAS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2013
Deed SaleDec 12, 2013
Prior SaleJul 10, 2012
Deed Document Number307745
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address122 PADDOCK DR, NICHOLASVILLE, KY 40356-9428
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyLAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000407808
DateOct 13, 2021
Book PageM1484/774
Instrument407808
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJESSAMINE KY
Recording DateNov 27, 2018
Property Address122 PADDOCK DR, NICHOLASVILLE, KY 40356-9428
Document Number0000371262
Book / Page000786 / 000524
Instrument DateNov 25, 2018
Instrument371262
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 PADDOCK DR NICHOLASVILLE KY 403569428, NICHOLASVILLE, KY 40356-9428

Mortgage

Document Number371263
DateNov 27, 2018
Book Page001350/000159
Instrument371263
Lender
NameKAREN L THOMAS
Address409 LEBEAU DR, NICHOLASVILLE, KY 40356-7112
Special NotesSeller Financed
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 122 Paddock Dr was $7,713.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,713.00$672,500 Land $100,100 Building $572,400$672,500 Land $100,100 Building $572,400
2023$6,163.00$551,310 Land $82,110 Building $469,200$551,310 Land $82,110 Building $469,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Paddock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Paddock Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNICHOLASVILLE WATER DEPARTMENT
serves 35,266 people · EPA ID KY0570315
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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