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122 Osterhage Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 122 Osterhage Dr, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,380 sqft · built 1992
Lot Size0.21 acres (9,258 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Oct 2025)
Tax Bill$4,949 (2025)
Deeds & MortgagesMar 2026 Transfer
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN08-19-370-008-000

Property Details

APN / Parcel Number

Primary APN08-19-370-008-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft
Basement Area1,380 sqft
Unfinished Basement1,380 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Lot Area9,258 sqft (0.21 acres)
Garage Area780 sqft
DrivewayConcrete Driveway
Driveway Area820 sqft
PorchSlab
Porch Area132 sqft
Patio Area406 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address122 OSTERHAGE DR
CityWATERLOO
StateIL
Zip62298-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR5
Legal DescriptionLOT 173 EAST RIDGE 4
Legal Range09W
Legal Township02S
Legal Section19
Legal SubdivisionEAST RIDGE
Legal Lot Number173
JurisdictionMONROE IL
Township / Civil Division26
Census Block Group1
Census Block1006
Census Tract600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2026Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 17, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Deed Document Number2025439694
Last Transfer DateMar 17, 2026
Transfer Doc0000441709
Record UpdatedOct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IL
Recording DateMar 19, 2026
Property Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544
Document Number0000441709
Instrument DateMar 17, 2026
Instrument441709
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateOct 17, 2025
Property Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544
Document Number0000439694
Instrument DateOct 16, 2025
Instrument439694
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address122 OSTERHAGE DR, WATERLOO, IL 62298-1544

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 Homeowner's exemption Disabled Person's exemption$92,460 (+2.6%) Land $16,310 Building $76,150$277,380 (+2.6%) Land $48,930 Building $228,450
2024$4,949.00 Additional exemption filed$90,117 (+32.16%) Land $16,042 Building $74,075$270,351 (+32.16%) Land $48,126 Building $222,225
2022Additional exemption filed$68,190 Land $15,120 Building $53,070$204,570 Land $45,360 Building $159,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area		100 / 20

May also be available: ClearWave, Wisper ISP.

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