122 Oak St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 122 Oak St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,030 sqft · built 1900
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Dec 2025)
Tax Bill	$10,058 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`067-2800`

Property Details

APN / Parcel Number

Primary APN	`067-2800`
Alternative APNs	`NAUG M:30-8E71-124` `NAUG M:067 L:2800` `AL14 8E71 124` `67-2800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	2,030 sqft Living Area
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	28,314 sqft (0.65 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	67-2800
Street Address	122 OAK ST
City	NAUGATUCK
State	CT
Zip	06770-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	2800
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3007
Census Tract	345201

Owner

122 Oak St is owned by a company that bought it in December 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	122 OAK ST, NAUGATUCK, CT 06770-4251
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage LENDSURE MORTGAGE CORP
Dec 11, 2017	Deed of Trust, Mortgage THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	20253978
Deed Book / Page	1173 / 524
Transfer Doc	000964-193
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 23, 2025
Property Address	122 OAK ST, NAUGATUCK, CT 06770-4251
Document Number	001173-524
Book / Page	1173 / 524
Instrument Date	Dec 17, 2025
Instrument	20253978
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 OAK ST, NAUGATUCK, CT 06770-4251

Mortgage

Document Number	0001173526
Date	Dec 23, 2025
Instrument	1173/526

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	122 OAK ST, NAUGATUCK, CT 06770-4251
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001004-456
Date	Dec 11, 2017
Book Page	1004/456

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	192 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 122 Oak St was $10,058, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,058.00 (+1.64%)	$248,710 (-) Land $22,260 Building $226,450	$361,930 (+107.89%)
2025	$9,896.00	$248,710 Land $22,260 Building $226,450	$174,097 Land $15,582 Building $158,515
2024	$9,896.00 (-11.09%)
2023	$11,130.00 (+22.78%)	$248,710 (+31.01%) Land $22,260 Building $226,450
2022	$9,065.00	$189,840 Land $18,750 Building $171,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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