122 Nicholson Dr, Terry, MS 39170 Property Records

Hinds County property record for 122 Nicholson Dr, Terry, MS 39170

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 2007
Lot Size	0.304 acres (13,228 sqft)
Owner	Individual Name on Record
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4854-0204-516`

Property Details

APN / Parcel Number

Primary APN	`4854-0204-516`
Alternative APN	`211030000001000613`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,228 sqft (0.304 acres)
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 NICHOLSON DR
City	TERRY
State	MS
Zip	39170-6001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 CEDARSTONE PT 1 TOWN OF TERRY
Legal Subdivision	CEDARSTONE PT 1
Legal Lot Number	12
Jurisdiction	HINDS MS
Township / Civil Division	5
Census Block Group	3
Census Block	3017
Census Tract	11204

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 NICHOLSON DR, TERRY, MS 39170-6001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANCORPSOUTH BANK
Sep 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021
Deed Sale	Sep 24, 2021
Deed Document Number	20211776932
Deed Book / Page	7262 / 7061
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	122 NICHOLSON DR, TERRY, MS 39170-6001
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 NICHOLSON DR, TERRY, MS 39170-6001

Mortgage

Document Number	0072968361
Date	Aug 22, 2023
Book Page	7296/8361
Instrument	1838207

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	122 NICHOLSON DR, TERRY, MS 39170-6001
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 WOODVILLE DR, JACKSON, MS 39212-3910

Mortgage

Document Number	0072697241
Date	Sep 24, 2021
Book Page	7269/7241
Instrument	1777025

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HINDS MS
Recording Date	Sep 24, 2021
Property Address	122 NICHOLSON DR, TERRY, MS 39170-6001
Document Number	0072627061
Book / Page	7262 / 7061
Instrument Date	Sep 10, 2021
Instrument	1776932
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 JOHN HENRY DR, BRANDON, MS 39042-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 NICHOLSON DR, TERRY, MS 39170-6001

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Terry Town
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+4.51%) Homeowner's exemption	$9,498 (+2.83%) Land $2,500 Building $6,998	$94,980 (+2.83%) Land $25,000 Building $69,980
2024	$1,041.00 (-0.19%)	$9,237 (-) Land $2,500 Building $6,737	$92,370 (-) Land $25,000 Building $67,370
2023	$1,043.00 (-19.08%) Homeowner's exemption	$9,237 (-) Land $2,500 Building $6,737	$92,370 (-) Land $25,000 Building $67,370
2022	$1,289.00 Homeowner's exemption	$9,237 Land $2,500 Building $6,737	$92,370 Land $25,000 Building $67,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2016–2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE WATER ASSOCIATION public/private · serves 1,200 people · EPA ID MS0250004
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Aug 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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