122 N Mill Dam Rd, Camden, NC 27921 Property Records

Camden County property record for 122 N Mill Dam Rd, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,052 sqft · built 2005
Lot Size	6.03 acres (262,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Dec 2018)
Tax Bill	$3,701 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02.8944.00.55.7147.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8944.00.55.7147.0000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,052 sqft Living Area
1st Floor Area	2,334 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	262,667 sqft (6.03 acres)
Garage Type	Mixed
Garage Area	1,070 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	Deck Area
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	122 N MILL DAM RD
City	CAMDEN
State	NC
Zip	27921-7603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GUD
Legal Description	CREEK SIDE
Legal Lot Number	4
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	1
Census Block	1022
Census Tract	950102

Owner

Source: Camden County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 N MILL DAM RD, CAMDEN, NC 27921-7603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2018	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Apr 27, 2004 · Amount on Record
Deed Book / Page	372 / 413
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	122 N MILL DAM RD, CAMDEN, NC 27921-7603
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000382/245
Date	Oct 24, 2019
Book Page	0382/245
Instrument	207942

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	122 N MILL DAM RD, CAMDEN, NC 27921-7603
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000394/235
Date	Jul 30, 2020
Book Page	394/235

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Dec 11, 2018
Property Address	122 N MILL DAM RD, CAMDEN, NC 27921-7603
Document Number	000372/413
Book / Page	0372 / 413
Map Reference	CAB 4 SL 38B
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 OTHELLO CT, 960, DELTONA, FL 32738-7100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 N MILL DAM RD, CAMDEN, NC 27921-7603

Mortgage

Document Number	0000372416
Date	Dec 11, 2018
Instrument	0372/416

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,701.00 (-2.73%)	$500,099 (-) Land $63,799 Building $436,300	$500,099 (-)
2025		$500,099 (-) Land $63,799 Building $436,300
2024	$3,805.00
2023		$500,099 Land $63,799 Building $436,300	$500,099 Land $63,799 Building $436,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	156 units insured incl. 29 condo units
Nearby Flood Claims	119 (1993–2020)
Claims Outside the SFHA	5 of 119
Most Recent Claim	Aug 2020 · Hurricane Isaias
Claims by Event	Hurricane Isaias, Aug 2020 · 11 claims Hurricane Isabel, Sep 2003 · 11 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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