122 N Main St, Loretto, TN 38469 Property Records

Lawrence County property record for 122 N Main St, Loretto, TN 38469

Property Summary

Property TypeSingle Family Home
Details1 ba · 880 sqft · built 1960
Lot Size1.92 acres (83,635 sqft)
Owner2 Company Names on Record
Last Sale$93,000 (Jul 2024)
Tax Bill$708 (2024)
Deeds & MortgagesMay 2020 Sale
Flood ZoneZone X (minimal risk)
APN050151B B 02301

Property Details

APN / Parcel Number

Primary APN050151B B 02301
Alternative APN
  • 151B B 02301

Interior

Full Baths1 Bath
Stories1 Story
Building Area880 sqft Living Area
1st Floor Area880 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area83,635 sqft (1.92 acres)
TerrainRolling
Garage TypeCarport
Garage Area276 sqft
CarportCarport
Carport Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft
Utility Building1,584 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address122 N MAIN ST
CityLORETTO
StateTN
Zip38469-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Township / Civil Division2
Census Block Group3
Census Block3035
Census Tract960700

Owner

Source: Lawrence County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 363, LORETTO, TN 38469-0363
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleMay 23, 1972
Deed Document Number20243861
Deed Book / Page752 / 253
Last Transfer DateMay 16, 2025
Transfer Doc0000002962
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateMay 8, 2020
Property Address122 N MAIN ST, LORETTO, TN 38469-2347
Document Number59334
Book / Page000593 / 000034
Instrument DateMay 6, 2020
Instrument2531
Transaction TypeTransfer
Record UpdatedJul 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 304 LORETTO TN 384690304, LORETTO, TN 38469-0304

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,875 (-1.09%) Land $4,800 Building $20,075
2024$708.00 (+20.2%)
2023$589.00$25,150 (-) Land $5,075 Building $20,075
2022$589.00$25,150 Land $5,075 Building $20,075$99,500 Land $19,200 Building $80,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORETTO WATER DEPARTMENT
serves 5,054 people · EPA ID TN0000408
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

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