122 N 4th St, Klemme, IA 50449 Property Records

Hancock County property record for 122 N 4th St, Klemme, IA 50449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 981 sqft · built 1914
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Tax Bill	$698 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2702010100`

Property Details

APN / Parcel Number

Primary APN	`2702010100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
1st Floor Area	981 sqft
Basement Area	981 sqft
Unfinished Basement	981 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	122 N 4TH ST
City	KLEMME
State	IA
Zip	50449-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KLEMME'S 1ST LOT 10 BLK 1
Legal Subdivision	KLEMME'S 1ST ADDITION
Legal Block	1
Legal Lot Number	10
Jurisdiction	HANCOCK IA
Township / Civil Division	ELL
Census Block Group	2
Census Block	2148
Census Tract	270200

Owner

122 N 4th St is owned by an individual who acquired it in September 2017.

Source: Hancock County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	206 N 4TH ST, KLEMME, IA 50449-9035
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO
Oct 6, 2017	Deed, Transfer
Oct 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 20, 2017
Transfer Doc	0171876
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	122 N 4TH ST, KLEMME, IA 50449-7710
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220936
Date	May 3, 2022
Instrument	22-0936

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HANCOCK IA
Recording Date	Oct 6, 2017
Property Address	122 N 4TH ST, KLEMME, IA 50449-7710
Document Number	0171875
Instrument Date	Sep 26, 2017
Instrument	017-1875
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 N 4TH ST, KLEMME, IA 50449-9035

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HANCOCK IA
Recording Date	Oct 6, 2017
Property Address	122 N 4TH ST, KLEMME, IA 50449-7710
Document Number	0171876
Instrument Date	Sep 20, 2017
Instrument	017-1876
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 N 4TH ST, KLEMME, IA 50449

Tax Assessment & Valuation

The 2025 property tax bill for 122 N 4th St was $698, up 12.6% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Klemme City
Unified School District	Belmond-Klemme Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 (+12.58%)	$54,220 Land $7,920 Building $46,300	$54,220 Land $7,920 Building $46,300
2024	$620.00
2023		$45,830 (+50.96%) Land $5,070 Building $40,760	$45,830 Land $5,070 Building $40,760
2022	$456.00	$30,360 Land $5,070 Building $25,290
2021			$30,360 Land $5,070 Building $25,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 N 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLEMME WATER WORKS serves 441 people · EPA ID IA4155035
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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