122 Muirfield Cir, Wheaton, IL 60189 Property Records

DuPage County property record for 122 Muirfield Cir, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 7,705 sqft · built 1993
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$1,261,500 (Jun 2023)
Tax Bill	$28,101 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-30-214-001`

Property Details

APN / Parcel Number

Primary APN	`05-30-214-001`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,705 sqft Living Area
Gross Area	8,792 sqft
Basement Area	2,626 sqft
Finished Basement	2,626 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Attached
Garage Area	1,087 sqft
Parking Spaces	4 Parking Spaces
Pool Area	828 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	122 MUIRFIELD CIR
City	WHEATON
State	IL
Zip	60189-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ST JAMES PARK ALL
Legal Subdivision	ST JAMES PARK
Legal Lot Number	22
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2012
Census Tract	842604

Owner

122 Muirfield Cir is owned by two individuals who bought it in June 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2720 S HIGHLAND AVE, 403, LOMBARD, IL 60148-5393
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202334422
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 5, 2023
Property Address	122 MUIRFIELD CIR, WHEATON, IL 60189-2738
Document Number	0000034422
Map Reference	DOC R90-057160
Instrument Date	May 16, 2023
Instrument	R2023-034422
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,261.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 MUIRFIELD CIRCLE #403 # 403, 403, LOMBARD, IL 60148

Mortgage

Document Number	0000034423
Date	Jun 5, 2023
Instrument	R2023-034423

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.7%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	122 MUIRFIELD CIR, WHEATON, IL 60189-2738
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044561
Date	Mar 22, 2021
Instrument	R2021-044561

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 23, 2020
Property Address	122 MUIRFIELD CIR, WHEATON, IL 60189-2738
Document Number	0000124954
Map Reference	DOC R90-057160
Instrument Date	Aug 20, 2020
Instrument	R2020-124954
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 MUIRFIELD CIR, WHEATON, IL 60189-2738

Mortgage

Document Number	0000124955
Date	Oct 23, 2020
Instrument	R2020-124955

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 122 Muirfield Cir was $28,101.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,101.00	$471,949 Land $105,035 Building $366,914	$1,415,847 Land $315,105 Building $1,100,742
2022	$22,378.00 Homeowner's exemption	$329,140 Land $84,240 Building $244,900	$987,420 Land $252,720 Building $734,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Muirfield Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Muirfield Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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