122 Missouri Ct, Frederick, MD 21702 Property Records

Frederick County property record for 122 Missouri Ct, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,700 sqft · built 2005
Lot Size0.237 acres (10,333 sqft)
Owner2 Individual Names on Record
Last Sale$737,675 (Mar 2006)
Tax Bill$9,869 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-256541

Property Details

APN / Parcel Number

Primary APN02-256541
Alternative APN
  • 256541

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,700 sqft Living Area
Gross Area4,100 sqft
1st Floor Area2,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,333 sqft (0.237 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number256541
Street Address122 MISSOURI CT
CityFREDERICK
StateMD
Zip21702-6450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 340 SECTION 2 PLAT 3-10,333 SQ. FT. CLOVER RIDGE
Legal SubdivisionCLOVER RDG
Legal Lot Number340
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2007
Census Tract751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 MISSOURI CT, FREDERICK, MD 21702-6450
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 19, 2021Deed of Trust, Mortgage · Line of Credit
NYMEO FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2006 · Amount on Record
Deed SaleMar 2, 2006 · Amount on Record
Deed Document Number200661528
Deed Book / Page5886 / 196
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateApr 29, 2026
Property Address122 MISSOURI CT, FREDERICK, MD 21702-6450
Document Number1783000442
Book / Page17839 / 442
Instrument DateApr 20, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address122 MISSOURI CT, FREDERICK, MD 21702-6450

Mortgage

Document Number1783000442,
DateApr 29, 2026
Book Page17839/442
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate5.54%
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address122 MISSOURI CT, FREDERICK, MD 21702-6450
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0143160417
DateDec 2, 2020
Book Page14316/417
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 1, 2035

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address122 MISSOURI CT, FREDERICK, MD 21702-6450
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151040264
DateJul 19, 2021
Book Page15104/264
Lender
NameNYMEO FCU
TypeCredit Union
AddressFREDERICK, MD 21703
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$644,333 (+4.5%)$699,800 (+13.49%) Land $110,500 Building $589,300
2025$9,869.00 (+4.86%) Homeowner's exemption$616,600 (+20.59%) Land $110,500 Building $506,100$616,600 (-) Land $110,500 Building $506,100
2024$9,412.00 (+7.3%)
2023$8,772.00 Homeowner's exemption$511,333$616,600 Land $110,500 Building $506,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

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