Jefferson County property record for 122 Mill St, Waterloo, WI 53594
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,781 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0813-0533-014 |
| Primary APN | 290-0813-0533-014 |
|---|
| Lot Area | 9,583 sqft (0.219 acres) |
|---|
| Street Address | 122 MILL ST |
|---|---|
| City | WATERLOO |
| State | WI |
| Zip | 53594-1251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON MILL ST 7FT S OF NW/C BLK 5,1ST ADD, E TO A PT 2FT W OF A STONE WALL, N73FT, W TO MILL ST, S73FT TO POB. |
| Legal Range | 13E |
| Legal Township | 08N |
| Legal Section | 05 |
| Legal Quarter | SW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | 1ST ADD |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON WI |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 100400 |
Source: Jefferson County records · APN 290-0813-0533-014
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | N7399 JUNGLE LN, WATERLOO, WI 53594-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Aug 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 15, 2019 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 |
| Deed Sale | Jan 15, 2019 |
| Prior Sale | Jan 15, 2019 |
| Deed Document Number | 0001405392 |
| Last Transfer Date | Aug 21, 2019 |
| Transfer Doc | 0001413174 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Property Address | 122 MILL ST, WATERLOO, WI 53594-1251 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001473907 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 1473907 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 8.88% |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Aug 21, 2019 |
| Property Address | 122 MILL ST, WATERLOO, WI 53594-1251 |
| Document Number | 0001413174 |
| Instrument Date | Aug 07, 2019 |
| Instrument | 1413174 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON WI |
| Recording Date | Jan 15, 2019 |
| Property Address | 122 MILL ST, WATERLOO, WI 53594-1251 |
| Document Number | 0001405392 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 1405392 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7399 JUNGLE LN WATERLOO WI 53594, WATERLOO, WI 53594 |
Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Jefferson County |
| Municipality | Waterloo City |
| Unified School District | Waterloo School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,781.00 (+55.14%) Homeowner's exemption | $97,200 (+63.09%) Land $41,000 Building $56,200 | $107,300 |
| 2023 | $1,148.00 Homeowner's exemption | $59,600 Land $34,000 Building $25,600 |
Source: FEMA National Flood Hazard Layer as of November 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Netwurx.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATERWORKS serves 3,520 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Oct 2019 Lead public education Jan 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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