122 Middlesex St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 122 Middlesex St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,530 sqft · built 1922
Lot Size	0.134 acres (5,846 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2025)
Tax Bill	$4,715 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:08640 P:0023`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:08640 P:0023`
Alternative APN	`86400023`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,530 sqft Living Area
1st Floor Area	1,226 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,846 sqft (0.134 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	86400023
Street Address	122 MIDDLESEX ST
City	SPRINGFIELD
State	MA
Zip	01109-2819
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3007
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 MIDDLESEX ST, SPRINGFIELD, MA 01109-2819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MASSACHUSETTS HOUSING FINANCE AGENC
Jan 10, 2020	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Book / Page	25886 / 589
Record Updated	Jun 8, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 3, 2025
Property Address	122 MIDDLESEX ST, SPRINGFIELD, MA 01109-2819
Document Number	025886-589
Book / Page	25886 / 589
Instrument Date	Jun 2, 2025
Instrument	24481
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 MIDDLESEX ST, SPRINGFIELD, MA 01109-2819

Mortgage

Document Number	0025886591
Date	Jun 3, 2025
Instrument	25886/591

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENC
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	00025887-1
Date	Jun 3, 2025
Book Page	25887/1

Lender

Name	MASSACHUSETTS HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2040

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 10, 2020
Property Address	122 MIDDLESEX ST, SPRINGFIELD, MA 01109-2819
Document Number	23039-505
Book / Page	23039 / 505
Instrument Date	Jan 9, 2020
Instrument	1505
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 CENTER ST, LUDLOW, MA 01056-2860

Mortgage

Document Number	1506
Date	Jan 10, 2020
Instrument	1506

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,715.00 (+29.6%)	$300,700 (+40.91%) Land $30,900 Building $269,800
2023	$3,638.00	$213,400 Land $28,100 Building $185,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1989 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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