122 Middlesburg Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 122 Middlesburg Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,720 sqft · built 1996
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2018)
Tax Bill$3,924 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA963000110

Property Details

APN / Parcel Number

Primary APNA963000110
Alternative APN
  • 3-157C-7285-00-0018.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,720 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,520 sqft
Basement Area1,432 sqft
Finished Basement1,200 sqft
Unfinished Basement232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area68 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA963000110
Street Address122 MIDDLESBURG CT
CityO FALLON
StateMO
Zip63368-8596
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO MANOR LOT 18
Legal SubdivisionMONTICELLO MANOR
Legal Lot Number18
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1017
Census Tract311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 MIDDLESBURG CT, O FALLON, MO 63368-8596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage
CENTRAL BK/ST LOUIS
May 16, 2018Warranty Deed, Transfer · Conventional Mortgage
VINSON MORTGAGE SERVICES INC
Feb 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleJul 7, 2015
Deed Document Number2018271540
Deed Book / Page6920 / 221
Prior Transfer DateFeb 19, 2018
Prior Transfer Doc0068832415
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address122 MIDDLESBURG CT, O FALLON, MO 63368-8596
Document Number0000079384
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyARC

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 MIDDLESBURG CT O FALLON MO 633688596, O FALLON, MO 63368-8596

Mortgage

Document Number0000079384
DateOct 20, 2020
Instrument79384
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
AmountAmount Recorded
Term180 Months
DueOct 19, 2035

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMay 16, 2018
Property Address122 MIDDLESBURG CT, O FALLON, MO 63368-8596
Document Number0069200221
Book / Page6920 / 0221
Map ReferenceMB 32 PG 257
Instrument DateMay 14, 2018
Instrument20180516000271540
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 MIDDLESBURG CT, 122, O FALLON, MO 63368-8596

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 MIDDLESBURG CT, O FALLON, MO 63368-8596

Mortgage

Document Number20180516000271550
DateMay 16, 2018
Instrument20180516000271550
Lender
NameVINSON MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateFeb 27, 2018
Property Address122 MIDDLESBURG CT, O FALLON, MO 63368-8596
Document Number0068832415
Book / Page006883 / 002415
Instrument DateFeb 19, 2018
Instrument103740
Transaction TypeTransfer
Record UpdatedMar 8, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1337 WAGON WHEEL TRL O FALLON MO 633663745, O FALLON, MO 63366-3745

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,498 (-)$323,672 (-) Land $65,800 Building $257,872
2025$3,924.00 (+0.85%)$61,498 (+1.75%)$323,672 (+1.75%) Land $65,800 Building $257,872
2024$3,891.00 (+8.41%)
2023$60,441 (+16.83%)
2022$3,589.00$51,736$318,113 (+16.83%) Land $50,000 Building $268,113
2021$272,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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