122 Michoacan Loop, Laredo, TX 78045 Property Records

Webb County property record for 122 Michoacan Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,492 sqft · built 2012
Lot Size0.205 acres (8,928 sqft)
OwnerIndividual Name on Record
Last Sale$274,900 (Jul 2012)
Tax Bill$1,879 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN989-68002-020

Property Details

APN / Parcel Number

Primary APN989-68002-020
Alternative APN
  • 395188

Interior

Stories1 Story
Building Area2,492 sqft Living Area
Gross Area2,976 sqft
1st Floor Area2,492 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,928 sqft (0.205 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area266 sqft

Location & Zoning

Street Address122 MICHOACAN LOOP
CityLAREDO
StateTX
Zip78045-6633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSAN ISIDRO NORTHEAST, BLOCK 2, LOT 2, PHASE 4
Legal SubdivisionSAN ISIDRO NORTHEAST
Legal Phase4
Legal Block2
Legal Lot Number2
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group2
Census Block2029
Census Tract1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 MICHOACAN LOOP, LAREDO, TX 78045-6633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2012 · Amount on Record
Deed SaleJul 19, 2012 · Amount on Record
Deed Document Number20121139939
Deed Book / Page3290 / 319
Last Transfer DateFeb 15, 2013
Transfer Doc003391/632
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address122 MICHOACAN LOOP, LAREDO, TX 78045-6633
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4936/608
DateJan 12, 2021
Book Page4936/608
Instrument1415522
Lender
NameGEO MORTGAGE SERVICES INC
TypeMortgage Company
AddressLAREDO, TX 78045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,193 (-0.56%) Land $135,265 Building $233,928$369,193 (-0.56%) Land $135,265 Building $233,928
2025$1,879.00 (+0.16%) Homeowner's exemption$371,278 (+10.03%) Land $135,265 Building $236,013$371,278 (+10.03%) Land $135,265 Building $236,013
2024$1,876.00 (-12.25%)
2023$337,436 Land $117,140 Building $220,296$337,436 Land $117,140 Building $220,296
2022$2,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Michoacan Loop

Nearby Streets

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