122 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 122 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,461 sqft · built 2013
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Aug 2013)
Tax Bill$2,537 (2026)
Deeds & MortgagesNov 2020 Refinance
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55L2-4-148

Property Details

APN / Parcel Number

Primary APN55L2-4-148
Alternative APN
  • 8048247

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,461 sqft Living Area
Gross Area3,965 sqft
1st Floor Area1,054 sqft
Basement Area1,054 sqft
Unfinished Basement1,054 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2022
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
TerrainRolling
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048247
Street Address122 MERLOT DR
CitySTEPHENSON
StateVA
Zip22656-2232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED BUD RUN L148 S2 P4
Legal SubdivisionRED BUD
Legal Phase4
Legal Lot Number148
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1006
Census Tract51104

Owner

Source: Frederick County records · APN 55L2-4-148

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 MERLOT DR, STEPHENSON, VA 22656-2232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MCLEAN MORTGAGE CORPORATION
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2013 · Amount on Record
Deed SaleAug 22, 2013 · Amount on Record
Prior SaleFeb 21, 2013 · Amount on Record
Deed Book / Page1300 / 9919
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address122 MERLOT DR, STEPHENSON, VA 22656-2232
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017056
DateNov 24, 2020
Instrument200017056
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address122 MERLOT DR, STEPHENSON, VA 22656-2232
Document Number0000001430
Instrument DateJan 31, 2020
Transaction TypeMortgage
Record UpdatedMar 16, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address122 MERLOT DR STEPHENSON VA 226562232, STEPHENSON, VA 22656-2232

Mortgage

Document Number0000001430
DateFeb 06, 2020
Instrument1430
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 05, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,537.00 (+10.4%)$478,700 Land $108,000 Building $370,700$478,700 Land $108,000 Building $370,700
2025$2,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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