122 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 122 McClellan St, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,742 sqft · built 1900
Lot Size	0.229 acres (10,010 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Apr 2002)
Tax Bill	$5,263 (2025)
Deeds & Mortgages	Oct 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.51-4-6.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.51-4-6.1`
Alternative APN	`150004905100040060010000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,742 sqft Total Area
1st Floor Area	1,371 sqft
2nd Floor Area	1,371 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,010 sqft (0.229 acres)
Lot Dimensions	182 ft deep x 55 ft wide

Exterior Amenities

Porch	Slab
Porch Area	662 sqft
Shed	1 Shed
Canopy	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12304-1128
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	& P/O 45 2 WOOD
Legal Block	4
Legal Lot Number	6.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5003
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.51-4-6.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 MCCLELLAN ST, SCHENECTADY, NY 12304-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2002 · Amount on Record
Deed Sale	Apr 26, 2002 · Amount on Record
Deed Book / Page	1622 / 717
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	122 MCCLELLAN ST, SCHENECTADY, NY 12304-1128
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049735
Date	Oct 31, 2019
Book Page	4950/454
Instrument	201949735

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 11, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,263.00 (+11.39%)	$97,000 (-) Land $14,600 Building $82,400	$160,623 (+30.82%) Land $24,176 Building $136,447
2023		$97,000 (-) Land $14,600 Building $82,400	$122,785 (+3.8%) Land $18,481 Building $104,304
2022		$97,000 Land $14,600 Building $82,400	$118,293 Land $17,805 Building $100,488
2021	$4,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 924 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.