Mecklenburg County property record for 122 Mattoon St, Charlotte, NC 28216
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,509 sqft · built 2019 |
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,050 (Jan 2022) |
| Tax Bill | $4,379 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-035-87 |
| Primary APN | 069-035-87 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,509 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Lot Area | 3,441 sqft (0.079 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 122 MATTOON ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28216-5214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-8 |
| Legal Description | L3 M64-955 |
| Legal Subdivision | VALLEY DALE |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 4700 |
Source: Mecklenburg County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5702 CHALYCE LN, CHARLOTTE, NC 28270-1746 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 22, 2026 | Quit Claim Deed, Transfer · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Jan 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on Record |
| Deed Sale | Jan 7, 2022 · Amount on Record |
| Deed Document Number | 20224244 |
| Deed Book / Page | 36951 / 629 |
| Last Transfer Date | Jun 17, 2026 |
| Transfer Doc | 0000065590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 122 MATTOON ST, CHARLOTTE, NC 28216-5214 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000034074 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 38058/321 |
| Instrument | 2023034074 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 22, 2026 |
| Property Address | 122 MATTOON ST, CHARLOTTE, NC 28216-5214 |
| Document Number | 0000065590 |
| Book / Page | 40514 / 159 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202665590 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | 2020 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5702 CHALYCE LN, CHARLOTTE, NC 28270-1746 |
| Document Number | 0000065591, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 40514/162 |
| Instrument | 202665591 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 7, 2022 |
| Property Address | 122 MATTOON ST, CHARLOTTE, NC 28216-5214 |
| Document Number | 0000004244 |
| Book / Page | 36951 / 629 |
| Map Reference | MB 64 PG 955 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022004244 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 MATTHEWS STATION ST # ST2A, ST2A, MATTHEWS, NC 28105-6784 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 MATTOON ST, CHARLOTTE, NC 28216-5214 |
| Document Number | 0000004245 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022004245 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,379.00 | $548,300 Land $170,000 Building $378,300 | $548,300 Land $170,000 Building $378,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1997–2013) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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