Hampden County and Chicopee City property record for 122 Mary St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 676 sqft · built 1960 |
| Lot Size | 0.146 acres (6,349 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,900 (Jul 1988) |
| Tax Bill | $2,894 (2026) |
| Deeds & Mortgages | May 2025 Line of Credit Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 418-00027 |
| Primary APN | 418-00027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 676 sqft Living Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 676 sqft |
| Basement Area | 200 sqft |
| Unfinished Basement | 200 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,349 sqft (0.146 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 418-00027 |
|---|---|
| Street Address | 122 MARY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 811000 |
122 Mary St is owned and occupied by two individuals who bought it in July 1988.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 MARY ST, CHICOPEE, MA 01020-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2025 | Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB |
| Aug 27, 2019 | Deed of Trust, Mortgage · Balloon Mortgage WESTFIELD BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 1988 · Amount on File |
| Deed Sale | Jul 29, 1988 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 122 MARY ST, CHICOPEE, MA 01020-1141 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 025869-340 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 25869/340 |
| Instrument | 22168 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 122 MARY ST, CHICOPEE, MA 01020-1141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22822-186 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 22822/186 |
| Instrument | 48418 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 122 Mary St was $2,894, up 7.4% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,894.00 (+7.42%) | $189,900 (+6.87%) Land $98,400 Building $91,500 | $225,421 (+0.72%) |
| 2025 | $2,694.00 (+5.28%) | $177,700 (+2.48%) Land $91,200 Building $86,500 | $223,820 |
| 2024 | $2,559.00 (+5.96%) | $173,400 (+8.78%) Land $89,400 Building $84,000 | |
| 2023 | $2,415.00 | $159,400 Land $81,300 Building $78,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Mary St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Mary St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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