122 Main St, Eldred, PA 16731 Property Records

McKean County property record for 122 Main St, Eldred, PA 16731 · Last verified May 2026

Property Summary

Property Type	Vacant Land
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jan 2024)
Tax Bill	$139 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-003.-200.00`

Property Details

APN / Parcel Number

Primary APN	`07-003.-200.00`
Alternative APN	`010921`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	122 MAIN ST
City	ELDRED
State	PA
Zip	16731-4516
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	OLD CONTROL:1053-0113
Jurisdiction	MCKEAN PA
Township / Civil Division	ELDRED
Census Block Group	5
Census Block	5007
Census Tract	420600

Owner

Source: McKean County records · APN 07-003.-200.00

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	122 MAIN ST, ELDRED, PA 16731-4516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	2024251
Deed Book / Page	1053 / 113
Record Updated	Jun 08, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 26, 2024
Property Address	122 MAIN ST, ELDRED, PA 16731-4516
Document Number	001053/113
Book / Page	1053 / 113
Instrument Date	Jan 23, 2023
Instrument	202400251
Transaction Type	Transfer
Record Updated	Feb 06, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 MAIN ST, ELDRED, PA 16731-4516

Mortgage

Document Number	0202400252
Date	Jan 26, 2024
Instrument	202400252

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McKean County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Eldred Borough
Unified School District	Otto-Eldred School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$139.00 (+9.45%)	$3,140 (-) Land $3,140
2024	$127.00	$3,140 Land $3,140
1998			$3,140 Land $3,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McKean County (42083C), updated December 22, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.