122 Main St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 122 Main St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,570 sqft · built 2022
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`010300 10.75-2-25.1`

Property Details

APN / Parcel Number

Primary APN	`010300 10.75-2-25.1`
Alternative APN	`01007500020250010000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,570 sqft Total Area
1st Floor Area	1,285 sqft
2nd Floor Area	1,285 sqft

Exterior

Year Built	Built 2022
Architectural Style	Other
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	60 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01007500020250010000
Street Address	122 MAIN ST
City	COHOES
State	NY
Zip	12047-4404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI-FAMILY
Legal Description	LOT:25.001 BLK:2 SEC:10.75 DIST:010300 CITY/MUNI/TWP:COHOES
Legal Block	2
Legal Lot Number	25.001
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	3
Census Block	3002
Census Tract	12800

Owner

Source: Albany County and Cohoes City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1525, HICKSVILLE, NY 11802-1525
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING TRUST FUND CORPORATION
Sep 17, 2021	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021
Deed Sale	Sep 17, 2021
Deed Document Number	R2021-28377
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	122 MAIN ST, COHOES, NY 12047-4404
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	MPR TITLE AGENCY, SMPR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000609
Date	Apr 26, 2024
Instrument	R2024-6609

Lender

Name	HOUSING TRUST FUND CORPORATION
Type	Non-Lending Institution
Address	ALBANY, NY 12207

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Sep 17, 2021
Property Address	122 MAIN ST, COHOES, NY 12047-4404
Document Number	0000008377
Instrument Date	Sep 10, 2021
Instrument	R2021-28377
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 STATE ST STE 602, 602, ALBANY, NY 12207-1706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 STATE ST STE 602, 602, ALBANY, NY 12207-1706

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$105,710 (-) Land $19,300 Building $86,410	$313,215 (+18.52%) Land $57,185 Building $256,030
2023	$105,710 Land $19,300 Building $86,410	$264,275 Land $48,250 Building $216,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures