122 Main St, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 122 Main St, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,235 sqft · built 1805
Lot Size	1.42 acres (62,126 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2019)
Tax Bill	$8,900 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0021 B:000111`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0021 B:000111`
Alternative APN	`ABHM M:0021 B:000111`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,235 sqft Living Area
Gross Area	6,315 sqft
Basement Area	3,500 sqft
Unfinished Basement	3,500 sqft

Exterior

Year Built	Built 1805
Effective Year Built	Effective 1805
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,126 sqft (1.42 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	122 MAIN ST
City	ASHBURNHAM
State	MA
Zip	01430-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	111
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	2
Census Block	2003
Census Tract	700100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ashburnham Center Historic District listed 1999 · 197 contributing resources · NRIS 99000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 864, ASHBURNHAM, MA 01430-0864
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GFA FEDERAL CREDIT UNION
Oct 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU
Jun 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	201910596
Deed Book / Page	9358 / 157
Transfer Doc	7644-125
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011134-342
Date	Jan 2, 2026
Book Page	11134/342
Instrument	27

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010640-73
Date	Sep 20, 2023
Book Page	10640/73
Instrument	12961

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9747-140
Date	Oct 7, 2020
Book Page	9747/140
Instrument	17640

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Document Number	9625-335
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 MAIN ST ASHBURNHAM MA 014301246, ASHBURNHAM, MA 01430-1246

Mortgage

Document Number	9625-335
Date	May 27, 2020
Book Page	009625/000335
Instrument	8257

Lender

Name	DIGITAL EMP FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 28, 2019
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Document Number	9358-157
Book / Page	009358 / 000157
Instrument Date	Jun 25, 2019
Instrument	10596
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,550.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 MAIN ST ASHBURNHAM MA 014301246, ASHBURNHAM, MA 01430-1246

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jun 28, 2019
Property Address	122 MAIN ST, ASHBURNHAM, MA 01430-1246
Document Number	9356-356
Book / Page	9356 / 356
Instrument Date	Jun 25, 2019
Instrument	10483
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 KNOWER RD, WESTMINSTER, MA 01473-1452

Mortgage

Document Number	10597
Date	Jun 28, 2019
Instrument	10597

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,900.00 (+3.21%)	$598,500 (+9.32%) Land $50,000 Building $548,500	$575,510 (+7.74%)
2024	$8,623.00 (+14.44%)	$547,500 (+20.25%) Land $50,000 Building $497,500	$534,185
2023	$7,535.00	$455,300 Land $46,000 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHBURNHAM WATER DEPARTMENT serves 3,680 people · EPA ID MA2011000
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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