122 Madison Ave, Gaffney, SC 29340 Property Records

Cherokee County property record for 122 Madison Ave, Gaffney, SC 29340

Property Summary

Property Type	Single Family Home
Details	1,476 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$100,558 (Jun 2024)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013738-23-3`

Property Details

APN / Parcel Number

Primary APN	`013738-23-3`
Alternative APNs	`0991100020000 60574889` `099-11-00-020.000` `006025223`

Interior

Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Shingles
Lot Area	13,504 sqft (0.31 acres)
Porch	Slab

Location & Zoning

Street Address	122 MADISON AVE
City	GAFFNEY
State	SC
Zip	29340-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	122 MADISON AVE LT#30 0.31AC
Legal Lot Number	30
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2039
Census Tract	970502

Owner

Source: Cherokee County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1250 CONNECTICUT AVE NW, 700, WASHINGTON, DC 20036-2657
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Aug 4, 2017	Quit Claim Deed, Mortgage · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	20243142
Deed Book / Page	173 / 1883
Last Transfer Date	Feb 28, 2025
Transfer Doc	0001841763
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	122 MADISON AVE, GAFFNEY, SC 29340-4709
Document Number	0001132756
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 MADISON AVE GAFFNEY SC 293404709, GAFFNEY, SC 29340-4709

Mortgage

Document Number	0001132756
Date	Jul 10, 2019
Book Page	000113/002756
Instrument	3323

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 4, 2017
Property Address	122 MADISON AVE, GAFFNEY, SC 29340-4709
Document Number	0000960886
Book / Page	000096 / 000886
Instrument Date	Jul 28, 2017
Instrument	3784
Transaction Type	Mortgage
Record Updated	Sep 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 MADISON AVE GAFFNEY SC 293404709, GAFFNEY, SC 29340-4709

Mortgage

Document Number	960888
Date	Aug 4, 2017
Book Page	000096/000888
Instrument	3785

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,049.00 (+55.82%)	$5,970 (+47.41%) Land $1,200 Building $4,770	$99,500 (+47.41%) Land $20,000 Building $79,500
2023	$1,315.00	$4,050 Land $480 Building $3,570	$67,500 Land $8,000 Building $59,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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