122 Locust Ct, Red Oak, TX 75154 Property Records

Ellis County property record for 122 Locust Ct, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,763 sqft · built 1975
Lot Size	1.28 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$26,600 (Mar 2026)
Tax Bill	$6,101 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R167264`

Property Details

APN / Parcel Number

Primary APN	`R167264`
Alternative APNs	`60463200400800111` `167264`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	2,763 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,192 sqft
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	485 sqft
Deck Area	308 sqft
Storage Building	220 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	122 LOCUST CT
City	RED OAK
State	TX
Zip	75154-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & PT 9 BLK 4 HAMPTON ACRES #2 1.29 AC
Legal Subdivision	HAMPTON ACRES #2
Legal Block	4
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1020
Census Tract	60215

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 LOCUST CT, RED OAK, TX 75154-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Mar 10, 2026	Warranty Deed, Transfer
Jun 17, 2020	Warranty Deed, Transfer · VA Mortgage REPUBLIC ST MTG
Feb 8, 2017	Warranty Deed, Transfer · FHA Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	20267833
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0000019890
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	122 LOCUST CT, RED OAK, TX 75154-3820
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002127821
Date	Jun 24, 2021
Instrument	2127821

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	122 LOCUST CT, RED OAK, TX 75154-3820
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002608131
Date	Mar 12, 2026
Instrument	2608131

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	900 W BETHANY DR STE 500, ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2046

Interest

Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Mar 10, 2026
Property Address	122 LOCUST CT, RED OAK, TX 75154-3820
Document Number	0002607833
Map Reference	CAB A SL 513
Instrument Date	Mar 7, 2026
Instrument	2607833
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LOCUST CT, OAK LEAF, TX 75154-3820

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 17, 2020
Property Address	122 LOCUST CT, RED OAK, TX 75154-3820
Document Number	0000019890
Instrument Date	Jun 15, 2020
Instrument	19890
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LOCUST CT RED OAK TX 751543820, RED OAK, TX 75154-3820

Mortgage

Document Number	19891
Date	Jun 17, 2020
Instrument	19891

Lender

Name	REPUBLIC ST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77006

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 8, 2017
Property Address	122 LOCUST CT, RED OAK, TX 75154-3820
Document Number	0000003645
Instrument Date	Feb 7, 2017
Instrument	3645
Transaction Type	Transfer
Record Updated	Feb 24, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 VINYARD DR WAXAHACHIE TX 751679269, WAXAHACHIE, TX 75167-9269

Mortgage

Document Number	3646
Date	Feb 8, 2017
Instrument	3646

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,589 (-6.57%) Land $147,500 Building $266,089	$413,589 (-6.57%) Land $147,500 Building $266,089
2025	$6,101.00 (-6.54%) Homeowner's exemption Veteran's exemption	$442,687 (-7.86%) Land $147,500 Building $295,187	$442,687 (-7.86%) Land $147,500 Building $295,187
2024	$6,528.00 (+8.19%)
2023	$6,034.00 (-1.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$480,438 Land $130,000 Building $350,438	$480,438 Land $130,000 Building $350,438
2018	$6,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Element8, Nextlink.

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