Scott County property record for 122 Lighthouse Way, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,100 sqft · built 2005 |
| Lot Size | 2.12 acres (92,347 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $762,500 (Oct 2023) |
| Tax Bill | $7,213 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-00-068.000 |
| Primary APN | 027-00-068.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,100 sqft Living Area |
| 1st Floor Area | 2,073 sqft |
| Basement Area | 3,100 sqft |
| Unfinished Basement | 3,100 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 92,347 sqft (2.12 acres) |
| Garage Type | Attached |
| Garage Area | 661 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 LIGHTHOUSE WAY |
|---|---|
| City | MIDWAY |
| State | KY |
| Zip | 40347-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FISHERS MILL LANDING |
| Legal Subdivision | FISHERS MILL LANDING |
| Legal Lot Number | 122 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40601 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GRAND RIVER BANK |
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Jul 13, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2023 · Amount on Record |
| Deed Sale | Oct 6, 2023 · Amount on Record |
| Deed Document Number | 2023484712 |
| Deed Book / Page | 445 / 5 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Document Number | 0M1777/447 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | M1777/447 |
| Instrument | 496443 |
| Name | GRAND RIVER BANK |
|---|---|
| Type | Bank |
| Address | BYRON, MI 48418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1657/521 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | M1657/521 |
| Instrument | 446225 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | M1524/64 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | M1524/64 |
| Instrument | 418629 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 LIGHTHOUSE WAY, MIDWAY, KY 40347-9795 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1500/449 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | M1500/449 |
| Instrument | 414218 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $809,900 (-) | $809,900 (-) | |
| 2025 | $7,213.00 (+68.25%) | $809,900 (+71.26%) | $809,900 (+71.26%) |
| 2023 | $4,287.00 | $472,900 Land $85,000 Building $387,900 | $472,900 Land $85,000 Building $387,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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