122 Lauren Ct, Frederick, MD 21703 Property Records

Frederick County property record for 122 Lauren Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,571 sqft · built 1986
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2021)
Tax Bill	$5,160 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-138174`

Property Details

APN / Parcel Number

Primary APN	`02-138174`
Alternative APNs	`2138174` `138174`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,571 sqft Living Area
1st Floor Area	621 sqft
Basement Area	350 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	138174
Street Address	122 LAUREN CT
City	FREDERICK
State	MD
Zip	21703-1371
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LT 12 PARCEL J 1600 SQ F HILLCREST ORCHARDS
Legal Subdivision	HILLCREST ORCHARDS
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	750505

Owner

122 Lauren Ct, a townhouse, is owned and occupied by an individual who bought it in September 2021.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	122 LAUREN CT, FREDERICK, MD 21703-1371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 22, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	May 26, 2011 · Amount on File
Deed Book / Page	15311 / 409
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	122 LAUREN CT, FREDERICK, MD 21703-1371
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	NOT AVAILABLE, MORTITLES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LAUREN CT, FREDERICK, MD 21703-1371

Mortgage

Document Number	0155730353
Date	Dec 15, 2021
Book Page	15573/353

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2021
Property Address	122 LAUREN CT, FREDERICK, MD 21703-1371
Document Number	0153110409
Book / Page	15311 / 409
Map Reference	MB 26 PL 179
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FLYNN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 LAUREN CT, FREDERICK, MD 21703-1371

Mortgage

Document Number	0015311416
Date	Sep 22, 2021
Instrument	15311/416

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	0153110436
Date	Sep 22, 2021
Book Page	15311/436

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 122 Lauren Ct was $5,160, up 13.5% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,500 (+7.77%)	$342,700 (+23.32%) Land $120,000 Building $222,700
2025	$5,160.00 (+13.51%)	$277,900 Land $85,000 Building $192,900	$277,900 Land $85,000 Building $192,900
2024	$4,546.00 (+18.45%)
2023	$3,838.00	$208,633	$277,900 Land $85,000 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Lauren Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Lauren Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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