122 Jay St, Melbourne, AR 72556 Property Records

Izard County property record for 122 Jay St, Melbourne, AR 72556

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,224 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$53,000 (Nov 2020)
Tax Bill$634 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2020 Sale & Line of Credit
APN485-00197-000

Property Details

APN / Parcel Number

Primary APN485-00197-000
Alternative APN
  • 15739

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Living Area
1st Floor Area936 sqft
Upper Floors Area288 sqft
Storm ShelterStorm Shelter

Exterior

Year BuiltBuilt 2005
Exterior MaterialOther
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialComposition Shingle
PorchOpen Porch
Porch Area352 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number485-00197-000
Street Address122 JAY ST
CityMELBOURNE
StateAR
Zip72556-8949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:33 SUBD:ORIGINAL TOWN-MELBOURNE SEC/TWN/RNG/MER:SEC 01 TWN 16 RNG 09
Legal SubdivisionORIGINAL TOWN-MELBOURNE
Legal Block33
Legal Lot NumberCTR P
JurisdictionIZARD AR
Township / Civil DivisionMILL CREEK
Census Block Group1
Census Block1112
Census Tract960200

Owner

Source: Izard County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 JAY ST, MELBOURNE, AR 72556-8949
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Nov 19, 2020Warranty Deed, Transfer · Line of Credit
FNBC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleAug 17, 2016 · Amount on Record
Deed Document Number0202014993
Deed Book / Page2020 / 14993
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIZARD AR
Property Address122 JAY ST, MELBOURNE, AR 72556-8949
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 JAY ST, MELBOURNE, AR 72556-8949

Mortgage

Document Number02026/2622
DateFeb 20, 2026
Book Page2026/2622
Lender
NameRENASANT BANK
TypeBank
Address2001 PARK PL STE 150, BIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIZARD AR
Recording DateNov 19, 2020
Property Address122 JAY ST, MELBOURNE, AR 72556-8949
Document Number2020/14993
Book / Page2020 / 14993
Instrument DateNov 18, 2020
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$174.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 JAY ST, 122, MELBOURNE, AR 72556-8949

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 JAY ST, MELBOURNE, AR 72556-8949

Mortgage

Document Number0202014996
DateNov 19, 2020
Instrument2020/14996
Lender
NameFNBC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Izard County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyIzard County
MunicipalityMelbourne City
Unified School DistrictMelbourne School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$634.00$12,710 (-) Land $800 Building $11,910
2023$634.00$12,710 Land $800 Building $11,910$63,550 Land $4,000 Building $59,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMELBOURNE WATERWORKS
serves 4,126 people · EPA ID AR0000256
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Mountain View Telephone Company
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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