122 Howser Rd, Lonepine, MT 59848 Property Records

Sanders County property record for 122 Howser Rd, Lonepine, MT 59848 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,168 sqft · built 1977
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R3522287`

Property Details

APN / Parcel Number

Primary APN	`R3522287`
Alternative APNs	`35-3223-03-1-01-01-0000` `0000019044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Wooded
Garage Type	Mixed
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000019044
Street Address	122 HOWSER RD
City	LONEPINE
State	MT
Zip	59848-8704
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S03, T22 N, R24 W, 1209, PARCEL N/A, PLAT K1, IN W2W2SENE, 5 ACRES COS 1209
Jurisdiction	SANDERS MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2044
Census Tract	940300

Owner

Source: Sanders County records · APN R3522287

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 WEST RD, LONEPINE, MT 59848-9726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
May 06, 2019	Deed of Trust, Mortgage · ARM VALLEY BANK OF RONAN
Jun 08, 2018	Deed of Trust, Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	122 HOWSER RD, LONEPINE, MT 59848-8704
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323058
Date	Sep 01, 2021
Instrument	323058

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2031

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	122 HOWSER RD, LONEPINE, MT 59848-8704
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	312641
Date	May 06, 2019
Instrument	312641

Lender

Name	VALLEY BANK OF RONAN

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Jun 01, 2029

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 01, 2024
Index	Other
Margin	1

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Property Address	122 HOWSER RD, LONEPINE, MT 59848-8704
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000309807
Date	Jun 08, 2018
Instrument	000000309807

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	115 Months
Due	Jan 01, 2028

Tax Assessment & Valuation

Source: Sanders County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Hot Springs K-12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (-8.06%)	$352,600 (+31.08%)	$352,600 (+31.08%) Land $65,600 Building $287,000
2023	$2,520.00	$269,000	$269,000 Land $41,400 Building $227,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sanders County (30089C), updated November 14, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300899403002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Hot Springs Telephone Company	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Hot Springs Telephone Company	DSL	10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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