122 Hillside Dr, Warne, NC 28909 Property Records

Clay County property record for 122 Hillside Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,587 sqft · built 2006
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2018)
Tax Bill	$1,743 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543800772564`

Property Details

APN / Parcel Number

Primary APN	`543800772564`
Alternative APN	`616250000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,587 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Account Number	616250000
Street Address	122 HILLSIDE DR
City	WARNE
State	NC
Zip	28909-7738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WARNE ESTATES
Legal Subdivision	WARNE ESTATES
Legal Lot Number	12
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2056
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 HILLSIDE DR, WARNE, NC 28909-7738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Deed Document Number	2018698
Deed Book / Page	418 / 219
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Apr 2, 2018
Property Address	122 HILLSIDE DR, WARNE, NC 28909-7738
Document Number	418/0219
Book / Page	418 / 0219
Map Reference	CAB 2 SL 211
Instrument Date	Mar 29, 2018
Instrument	2018000698
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 HILLSIDE DR, 122, WARNE, NC 28909-7738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 NE 2ND TER, FORT LAUDERDALE, FL 33334-1642

Mortgage

Document Number	2018000699
Date	Apr 2, 2018
Instrument	2018000699

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,743.00 (+12.16%)	$530,100 (+71.33%) Land $55,000 Building $475,100	$530,100 (+71.33%) Land $55,000 Building $475,100
2025	$1,554.00 (+6.88%)	$309,400 (-) Land $55,000 Building $254,400	$309,400 (-) Land $55,000 Building $254,400
2023	$1,454.00	$309,400 Land $55,000 Building $254,400	$309,400 Land $55,000 Building $254,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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