122 Helen Ave, Chaffee, MO 63740 Property Records

Scott County property record for 122 Helen Ave, Chaffee, MO 63740

Property Summary

Property Type	Single Family Home
Details	1,482 sqft · built 1993
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,057 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2023 Sale + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`04-4.0-18.00-001-003-006.00`

Property Details

APN / Parcel Number

Primary APN	`04-4.0-18.00-001-003-006.00`

Interior

Building Area	1,482 sqft Base Area
1st Floor Area	1,482 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide

Location & Zoning

Street Address	122 HELEN AVE
City	CHAFFEE
State	MO
Zip	63740-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 & ALL LOT 26 EX W 8' BLK 7 CHAFFEE PB 2/68 72 X 140
Legal Range	13E
Legal Township	29N
Legal Section	18
Legal Subdivision	CHAFFEE
Legal Block	7
Legal Lot Number	27-26
Jurisdiction	SCOTT MO
Township / Civil Division	KELSO
Census Block Group	2
Census Block	2027
Census Tract	780200

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 HELEN AVE, CHAFFEE, MO 63740-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF ADVANCE
Jul 21, 2023	Beneficiary Deed, Transfer
Jul 21, 2023	Warranty Deed, Transfer
Apr 9, 2018	Warranty Deed, Transfer · ARM MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023
Deed Sale	Jul 21, 2023
Prior Sale	Apr 9, 2018 · Amount on Record
Deed Document Number	20232736
Deed Book / Page	2023 / 2736
Prior Transfer Date	Jul 20, 2023
Prior Transfer Doc	02023/2737
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	122 HELEN AVE, CHAFFEE, MO 63740-1113
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HELEN AVE, CHAFFEE, MO 63740-1113

Mortgage

Document Number	02021/3038
Date	Jun 10, 2021
Book Page	2021/3038
Instrument	20213038

Lender

Name	BANK OF ADVANCE
Type	Bank
Address	CHAFFEE, MO 63740

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SCOTT MO
Recording Date	Jul 21, 2023
Property Address	122 HELEN AVE, CHAFFEE, MO 63740-1113
Document Number	02023/2737
Book / Page	2023 / 2737
Map Reference	MB 2 PG 68
Instrument Date	Jul 20, 2023
Instrument	20232737
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 COUNTY HIGHWAY 250, ORAN, MO 63771-9104

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Jul 21, 2023
Property Address	122 HELEN AVE, CHAFFEE, MO 63740-1113
Document Number	02023/2736
Book / Page	2023 / 2736
Map Reference	MB 2 PG 68
Instrument Date	Jul 20, 2023
Instrument	20232736
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 HELEN AVE, CHAFFEE, MO 63740-1113

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MO
Recording Date	Apr 9, 2018
Property Address	122 HELEN AVE, CHAFFEE, MO 63740-1113
Document Number	02018/1570
Book / Page	2018 / 1570
Map Reference	MB2 PG68
Instrument Date	Apr 4, 2018
Instrument	20181570
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNITED LAND TITLE, UNITED LAND TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 HELEN AVE, CHAFFEE, MO 63740-1113

Mortgage

Document Number	0020181571
Date	Apr 9, 2018
Instrument	20181571

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chaffee City
County	Scott County
Unified School District	Chaffee R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,160 (-)
2025	$1,057.00 (+10.33%)	$18,160 (+12.03%)	$95,570 (+11.99%) Land $3,600 Building $91,970
2024	$958.00
2023		$16,210	$85,340 Land $3,600 Building $81,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008)
Most Recent Claim	Mar 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHAFFEE PWS serves 3,054 people · EPA ID MO4010154
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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