122 Granite Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 122 Granite Way, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,947 sqft · built 2022
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (May 2026)
Tax Bill	$12,273 (2025)
Deeds & Mortgages	Oct 2024 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`037-620-046-5`

Property Details

APN / Parcel Number

Primary APN	`037-620-046-5`
Alternative APN	`037-620-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,947 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	1,093 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	3,840 sqft (0.088 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	122 GRANITE WAY
City	OAKLEY
State	CA
Zip	94561-6049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9516 L46
Legal Subdivision	WOODBURY SUB #9516
Legal Tract	9516
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1009
Census Tract	302011

Owner

122 Granite Way is owned and occupied by an individual who bought it in May 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	122 GRANITE WAY, OAKLEY, CA 94561-6049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 22, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Dec 5, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 30, 2022	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	Dec 5, 2023 · Amount on File
Deed Document Number	202653712
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	122 GRANITE WAY, OAKLEY, CA 94561-6049
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GRANITE WAY, OAKLEY, CA 94561-6049

Mortgage

Document Number	0000102020
Date	Oct 16, 2024
Instrument	2024-0102020

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 22, 2026
Property Address	122 GRANITE WAY, OAKLEY, CA 94561-6049
Document Number	0000053712
Instrument Date	May 15, 2026
Instrument	202653712
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,548.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	122 GRANITE WAY, OAKLEY, CA 94561-6049

Mortgage

Document Number	0000053713,
Date	May 22, 2026
Instrument	202653713

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 5, 2023
Property Address	122 GRANITE WAY, OAKLEY, CA 94561-6049
Document Number	0000128989
Map Reference	MB 543 PG 36-43
Instrument Date	Nov 15, 2023
Instrument	2023-128989
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	122 GRANITE WAY, OAKLEY, CA 94561-6049

Mortgage

Document Number	0000128990
Date	Dec 5, 2023
Instrument	2023-128990

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

September 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 30, 2022
Property Address	122 GRANITE WAY, OAKLEY, CA 94561-6049
Document Number	0000148370
Map Reference	MB 543 PG 36-43
Instrument Date	Sep 22, 2022
Instrument	2022-148370
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 1, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	122 GRANITE WAY, OAKLEY, CA 94561-6049

Mortgage

Document Number	0000148371
Date	Sep 30, 2022
Instrument	2022-148371

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 122 Granite Way was $12,273.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,260 (+2%) Land $286,110 Building $390,150
2025	$12,273.00 Homeowner's exemption	$663,000 Land $280,500 Building $382,500
2023	$11,595.00 (+97.93%)	$607,500 Land $320,000 Building $287,500
2022	$5,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 122 Granite Way in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Granite Way is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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