Kent County property record for 122 Ginger Ln, Milford, DE 19963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,803 sqft · built 2005 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2021) |
| Tax Bill | $213 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-16-174.01-02-26.00-000 |
| Primary APN | 5-16-174.01-02-26.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,803 sqft Living Area |
| Basement Area | 1,809 sqft |
| Unfinished Basement | 1,809 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 151 ft deep x 88 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 86 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 79913 |
|---|---|
| Street Address | 122 GINGER LN |
| City | MILFORD |
| State | DE |
| Zip | 19963-5381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | KNOTTS LANDING, LOT #77 122 GINGER LN |
| Legal Subdivision | KNOTTS LANDING |
| Legal Lot Number | 77 |
| Jurisdiction | KENT DE |
| Township / Civil Division | MILFORD NORTH |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 43400 |
Source: Kent County records · APN 5-16-174.01-02-26.00-000
Assessment roll updated September 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 GINGER LN, MILFORD, DE 19963-5381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Apr 27, 2021 | Deed, Transfer · VA Mortgage MEMBER FIRST MORTGAGE LLC |
| Apr 22, 2019 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on Record |
| Deed Sale | Apr 27, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2019 · Amount on Record |
| Deed Document Number | 2021416456 |
| Deed Book / Page | 11020 / 43 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 122 GINGER LN, MILFORD, DE 19963-5381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000376608 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 9950/001 |
| Instrument | 2019-376608 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 27, 2021 |
| Property Address | 122 GINGER LN, MILFORD, DE 19963-5381 |
| Document Number | 0000416456 |
| Book / Page | 11020 / 43 |
| Map Reference | MB 66 PG 60 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021-416456 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 ABBOTT DR, 640, MILFORD, DE 19963-2402 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 GINGER LN, MILFORD, DE 19963-5381 |
| Document Number | 0000416457 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 2021-416457 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Apr 22, 2019 |
| Property Address | 122 GINGER LN, MILFORD, DE 19963-5381 |
| Document Number | 0000360422 |
| Book / Page | 9561 / 296 |
| Map Reference | MB 66 PG 60 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019-360422 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 122 GINGER LN, MILFORD, DE 19963-5381 |
| Document Number | 0000360423 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019-360423 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Milford City |
| Unified School District | Milford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $213.00 (-86.89%) | $401,700 (+464.98%) Land $97,500 Building $304,200 |
| 2023 | $1,625.00 | $71,100 Land $5,800 Building $65,300 |
Source: FEMA National Flood Hazard Layer as of August 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 74 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MILFORD WATER DEPARTMENT serves 9,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Fluoride resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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