Allegan County property record for 122 Gilkey St, Plainwell, MI 49080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,079 sqft · built 1937 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,324 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2008 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-290-001-00 |
| Primary APN | 55-290-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,079 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 9,322 sqft (0.214 acres) |
| Lot Dimensions | 148 ft deep x 63 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 122 GILKEY ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | LOT 1 ROOT'S ADDITION |
| Legal Subdivision | ROOTS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | PLAINWELL |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 32000 |
122 Gilkey St is owned and occupied by two individuals who acquired it in February 2026.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Feb 8, 2008 | Deed of Trust, Mortgage EDUCATIONAL COMMUNITY CU |
| Feb 8, 2008 | Deed of Trust, Mortgage EDUCATIONAL COMMUNITY CU |
| Sep 12, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTENNIAL MORTGAGE & FUNDING INC |
| Feb 9, 2026 | Intrafamily Transfer, Transfer |
| Dec 14, 2020 | Intrafamily Transfer, Transfer |
| Mar 22, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 4, 2026 |
| Transfer Doc | 005109/542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004515/812 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 4515/812 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE PAW PAW |
| Name | Verified Name |
|---|
| Document Number | 003202/161 |
|---|---|
| Date | Feb 8, 2008 |
| Book Page | 3202/161 |
| Name | EDUCATIONAL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 10, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 003202/146 |
|---|---|
| Date | Feb 8, 2008 |
| Book Page | 3202/146 |
| Name | EDUCATIONAL COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002888/309 |
|---|---|
| Date | Sep 12, 2005 |
| Book Page | 2888/309 |
| Name | CENTENNIAL MORTGAGE & FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 1210 NORTHLAND DR STE 180, MENDOTA HEIGHTS, MN 55120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2025 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Feb 9, 2026 |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Number | 005109/542 |
| Book / Page | 5109 / 542 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026001968 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Name | Verified Name |
|---|---|
| Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Dec 14, 2020 |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Number | 0004551/44 |
| Book / Page | 4551 / 44 |
| Instrument Date | Dec 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Mar 22, 2018 |
| Property Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Number | 004230/248 |
| Book / Page | 4230 / 248 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 122 GILKEY ST, PLAINWELL, MI 49080-1219 |
| Document Number | 0004230249 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 4230/249 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 122 Gilkey St was $2,324 with a homeowner's exemption, up 2.2% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Plainwell City |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,700 (+4.13%) Land $18,600 Building $67,100 | $171,400 (+4.13%) Land $37,200 Building $134,200 | |
| 2025 | $2,324.00 (+2.15%) Homeowner's exemption | $82,300 Land $17,900 Building $64,400 | $164,600 Land $35,800 Building $128,800 |
| 2024 | $2,275.00 | ||
| 2023 | $66,000 Land $14,000 Building $52,000 | $132,000 Land $28,000 Building $104,000 | |
| 2022 | $2,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Gilkey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Gilkey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLAINWELL serves 3,998 people · EPA ID MI0005380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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