122 George St, Cairo, OH 45820 Property Records

Allen County property record for 122 George St, Cairo, OH 45820

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,298 sqft · built 1938
Lot Size0.056 acres (2,439 sqft)
OwnerIndividual Name on File
Last Sale$36,000 (Mar 2026)
Tax Bill$845 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-3206-02-006.000

Property Details

APN / Parcel Number

Primary APN27-3206-02-006.000
Alternative APN
  • B1027320602006000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,298 sqft Living Area
Gross Area1,612 sqft
1st Floor Area1,190 sqft
AtticAttic
Attic Area108 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area2,439 sqft (0.056 acres)
Lot Dimensions49 ft deep x 49.8 ft wide
Garage TypeAttached
Garage Area314 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area96 sqft
Canopy42 sqft

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Street Address122 GEORGE ST
CityCAIRO
StateOH
Zip45820-6541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES DOWNINGS ADDITION LOT 58 PT & 59 PT FF 56.75
Legal SubdivisionJAMES DOWNINGS ADDITION
Legal Lot Number58
JurisdictionALLEN OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1012
Census Tract10200

Owner

122 George St is owned and occupied by an individual who bought it in March 2026.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address122 GEORGE ST, CAIRO, OH 45820-6541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
Mar 25, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG
Mar 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2026 · Amount on File
Deed SaleMar 25, 2026 · Amount on File
Prior SaleDec 29, 1995 · Amount on File
Deed Document Number20262787
Prior Transfer DateOct 1, 2024
Prior Transfer Doc0000009044
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address122 GEORGE ST, CAIRO, OH 45820-6541
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8300012062
DateAug 30, 2021
Book Page2021/12062
Instrument202108300012062
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateMar 25, 2026
Property Address122 GEORGE ST, CAIRO, OH 45820-6541
Document Number3250002787
Book / Page2026 / 2787
Instrument DateMar 23, 2026
Instrument202603250002787
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 GEORGE ST, CAIRO, OH 45820-6541

Mortgage

Document Number3250002788
DateMar 25, 2026
Instrument202603250002788
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address122 GEORGE ST, CAIRO, OH 45820-6541
Document Number0000006114
Instrument DateJun 15, 2019
Transaction TypeMortgage
Record UpdatedJul 2, 2019
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 GEORGE ST CAIRO OH 45820, CAIRO, OH 45820

Mortgage

Document Number0000006114
DateJun 21, 2019
Instrument6114
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 20, 2039

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address122 GEORGE ST, CAIRO, OH 45820-6541
Document Number0000003346
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 GEORGE ST CAIRO OH 45820, CAIRO, OH 45820

Mortgage

Document Number0000003346
DateMar 30, 2018
Instrument3346
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 122 George St was $845, up 93.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionMonroe Township
MunicipalityCairo Village
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$845.00 (+93.36%)$19,810 (-1.39%) Land $2,030 Building $17,780$56,600 (-1.39%) Land $5,800 Building $50,800
2024$437.00 (+65.53%) Homeowner's exemption$20,090 (+40.98%) Land $2,310 Building $17,780$57,400 Land $6,600 Building $50,800
2023$264.00 (-5.71%) Homeowner's exemption$14,250 (-) Land $1,650 Building $12,600
2022$280.00 Homeowner's exemption$14,250 Land $1,650 Building $12,600
2021$40,700 Land $4,700 Building $36,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 George St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 George St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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