122 General Griffith Cir, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 122 General Griffith Cir, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,857 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (May 2014)
Tax Bill	$5,269 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1618423`

Property Details

APN / Parcel Number

Primary APN	`1618423`
Alternative APN	`33049`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,857 sqft Heated Area
Basement Area	1,857 sqft
Finished Basement	1,857 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Mixed
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	365 sqft
Deck Area	364 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	122 GENERAL GRIFFITH CIR
City	RUTHERFORDTON
State	NC
Zip	28139-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-2
Legal Description	RUTHERFORD TOWNE LO:36 PL:14-147
Legal Subdivision	RUTHERFORD TOWNE SUBDIVISION
Legal Lot Number	36
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2010
Census Tract	960503

Owner

122 General Griffith Cir is owned and occupied by two individuals who acquired it in February 2024.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Intrafamily Transfer, Transfer
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2014 · Amount on File
Deed Sale	May 9, 2014 · Amount on File
Prior Sale	Mar 14, 2008 · Amount on File
Deed Document Number	2014201300009678
Deed Book / Page	1084 / 429
Last Transfer Date	Feb 26, 2024
Transfer Doc	0020791559
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 26, 2024
Property Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Document Number	0020791559
Book / Page	2079 / 1559
Map Reference	MB 14 PG 147
Instrument Date	Feb 26, 2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012390001
Date	Jan 10, 2017
Book Page	1239/001
Instrument	201600006391

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	FOREST CITY, NC 28043

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222823
Date	May 24, 2019
Book Page	2022/2823

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020354798
Date	Aug 18, 2020
Book Page	2035/4798

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	122 GENERAL GRIFFITH CIR, RUTHERFORDTON, NC 28139-7263
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020500675
Date	Aug 16, 2021
Book Page	2050/675

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 122 General Griffith Cir was $5,269.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,269.00	$542,000 Land $18,000 Building $524,000	$542,000 Land $18,000 Building $524,000
2023		$542,000 Land $18,000 Building $524,000	$542,000 Land $18,000 Building $524,000
2022	$3,984.00
2021	$3,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 General Griffith Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 General Griffith Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Spectrum, Verizon.

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