Lowndes County property record for 122 Gardner Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,966 sqft · built 1979 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Feb 2024) |
| Tax Bill | $704 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68W230005400 |
| Primary APN | 68W230005400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,966 sqft Adjusted Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 022582 |
|---|---|
| Street Address | 122 GARDNER DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW4 NE4 122 GARDNER DR 0B |
| Legal Range | 17W |
| Legal Township | 18S |
| Legal Section | 31 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 403 |
Source: Lowndes County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 122 GARDNER DR, COLUMBUS, MS 39702-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES |
| Feb 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Feb 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Deed Document Number | 0002024626 |
| Deed Book / Page | 2024 / 626 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 122 GARDNER DR, COLUMBUS, MS 39702-9409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202317572 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 2023/17572 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 16, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 122 GARDNER DR, COLUMBUS, MS 39702-9409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020241689 |
|---|---|
| Date | Feb 1, 2024 |
| Book Page | 2024/1689 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Feb 1, 2024 |
| Property Address | 122 GARDNER DR, COLUMBUS, MS 39702-9409 |
| Document Number | 0020240626 |
| Book / Page | 2024 / 626 |
| Instrument Date | Jan 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 GARDNER DR, COLUMBUS, MS 39702-9409 |
| Document Number | 0020241689 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024/1689 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 (-52.88%) Homeowner's exemption | $10,265 (+11.12%) | $102,650 (+11.12%) Land $28,130 Building $74,520 |
| 2024 | $1,494.00 (+152.36%) | ||
| 2023 | $592.00 Homeowner's exemption | $9,238 | $92,380 Land $28,130 Building $64,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2001) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Apr 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A B WEST-OLD YORKVILLE RD public/private · serves 7,355 people · EPA ID MS0440103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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