St. Johns County property record for 122 Gardner Ave, Saint Augustine, FL 32084
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 3,255 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,105,000 (Jul 2021) |
| Tax Bill | $14,990 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 149170-0030 |
| Primary APN | 149170-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,255 sqft Living Area |
| Gross Area | 4,130 sqft |
| 1st Floor Area | 1,240 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 122 GARDNER AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2216 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | OR |
| Legal Description | 29-3 PT OF LOTS 1 & 2 LYING E OF NORTH RIVER W OF MARINERS WATCH CONDO & N OF 30FT CO RD & SURFSIDE SUB-BEING S301FT OF LANDS DESCRIBED IN OR1334/1052 (EX LAND IN OR5073/246) OR5307/1285 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | MARINERS WATCH |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 149170-0030
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 GARDNER AVE, SAINT AUGUSTINE, FL 32084-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Oct 16, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2021 · Amount on Record |
| Deed Sale | Jul 01, 2021 · Amount on Record |
| Prior Sale | Aug 22, 2002 · Amount on Record |
| Deed Document Number | 202173578 |
| Deed Book / Page | 5307 / 1285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 01, 2021 |
| Property Address | 122 GARDNER AVE, SAINT AUGUSTINE, FL 32084-2216 |
| Document Number | 0053071285 |
| Book / Page | 5307 / 1285 |
| Map Reference | MB 1698 PG 572 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021073578 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SUNSHINE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,735.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 GARDNER AVE, SAINT AUGUSTINE, FL 32084-2216 |
| Name | Verified Name |
|---|---|
| Address | 122 GARDNER AVE, SAINT AUGUSTINE, FL 32084-2216 |
| Document Number | 0053071287 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 5307/1287 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2020 |
| Property Address | 122 GARDNER AVE, SAINT AUGUSTINE, FL 32084-2216 |
| Document Number | 0050730246 |
| Book / Page | 005073 / 000246 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 91779 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2821 PONTE VEDRA BEACH FL 320042821, PONTE VEDRA BEACH, FL 32004-2821 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,056,469 (-5.67%) Land $450,150 Building $606,319 | $1,056,469 (-10.12%) Land $450,150 Building $606,319 | |
| 2025 | $14,990.00 (+11%) Homeowner's exemption | $1,120,021 (+2.9%) | $1,175,432 (+6.05%) Land $500,150 Building $675,282 |
| 2024 | $13,505.00 (+1.85%) Homeowner's exemption | $1,088,456 (+3%) | $1,108,413 (-0.68%) Land $450,150 Building $658,263 |
| 2023 | $13,260.00 (+2.38%) Homeowner's exemption | $1,056,753 (+3%) | $1,115,958 (+8.77%) Land $450,150 Building $665,808 |
| 2022 | $12,952.00 Homeowner's exemption | $1,025,974 | $1,025,974 Land $448,150 Building $577,824 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 504 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 648 units insured incl. 144 condo units |
| Nearby Flood Claims | 163 (1999–2023) |
| Claims Outside the SFHA | 7 of 163 |
| Most Recent Claim | Feb 2023 |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2550812, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTH BEACH UTILITIES public/private · serves 4,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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