St. Charles County property record for 122 Gamble St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,239 sqft · built 1948 |
| Lot Size | 0.199 acres (8,650 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,200 (Jul 2009) |
| Tax Bill | $2,883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 028580A000 |
| Primary APN | 028580A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,239 sqft Living Area |
| Gross Area | 2,356 sqft |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 1,053 sqft |
| Unfinished Basement | 117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,650 sqft (0.199 acres) |
| Lot Dimensions | 173 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 028580A000 |
|---|---|
| Street Address | 122 GAMBLE ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF2 |
| Legal Description | LINDENWOOD HGTS BLK 4 LOT 9 |
| Legal Subdivision | LINDENWOOD HGTS |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 310601 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 GAMBLE ST, SAINT CHARLES, MO 63301-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2009 · Amount on Record |
| Deed Sale | Jul 7, 2009 · Amount on Record |
| Prior Sale | Aug 29, 2002 · Amount on Record |
| Deed Document Number | 2009550740 |
| Deed Book / Page | 5226 / 464 |
| Prior Transfer Date | Jun 23, 2009 |
| Prior Transfer Doc | 0052260464 |
| Record Updated | Oct 29, 2026 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,931 (-) | $241,739 (-) Land $40,000 Building $201,739 | |
| 2025 | $2,883.00 (+2.74%) | $45,931 (+5.25%) | $241,739 (+5.25%) Land $40,000 Building $201,739 |
| 2024 | $2,806.00 | ||
| 2023 | $43,639 | ||
| 2022 | $229,677 Land $30,000 Building $199,677 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2017) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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